Mixed in the last days as a salted fish

Chapter 12 "The Ponzi Scheme"

Although Zhang Hao talked about the hype, Zhou Hengming was still not optimistic about the other party's entrepreneurial project, mainly because it was too unpopular, too unfamiliar, and the risks were uncontrollable.

Still, borrowing money is fine.

Twenty points of interest is already considerable.

"Well, I still have 8000 million in my account, I'll lend it to you."

"Add another 2000 million? Make up [-] million?"

"That's all, nothing more."

Zhang Hao didn't want to give up easily, so he immediately helped out with an idea: "Brother Zhou, why don't you go to the bank to borrow 2000 million, and the current loan interest is less than [-] points, which is equivalent to a net profit of [-] points of interest difference, which is simply worthless." This deal!"

"Why don't you borrow it yourself? Give me the profit for nothing?" Zhou Hengming questioned subconsciously.

"Do you think I don't want to? Uncle Zhou has already promised to guarantee 12 billion for me, and I have almost no fixed assets in my name, so I can't borrow much if I want to!"

Zhang Hao smiled wryly.

If it is possible, let alone 100 billion, he would dare to borrow 1000 billion, but it is a pity that this is not feasible.

Zhou Hengming immediately became cautious: "Xiaohao, tell me honestly, is this a Ponzi scheme?"

"Heaven and earth conscience, what kind of person am I?"

Zhang Hao suddenly said "wronged".

"But you have borrowed too much money. The 12 billion loan, plus my [-] million, do you know how much interest you get every year? Can you guarantee the success of your business?"

"Brother Zhou, I guarantee you my personality."

Zhang Hao didn't want to explain too much, and couldn't explain clearly.

Zhou Hengming bowed his head and thought for a while. Although Zhang Hao is notorious and a typical "prodigal son", his character is still worthy of trust.

Take ten thousand steps back, even if he can't pay back the money.

Didn't there still be Uncle Zhang and Zhang Jiayi? No matter how bad old Zhang's family is, they can still make up [-] million yuan, and their villa is more than [-] million yuan.

"Okay, I'll lend you two hundred million."

Zhou Hengming himself is a decisive person.

It's only [-] million, which doesn't affect him much. Since it's profitable, he certainly doesn't mind taking a gamble.

"Very bold!" Zhang Hao immediately gave a thumbs up, "Brother Zhou, don't worry, I will return the money to you before the end of the year at the latest."

"No rush, I'm not in a hurry to spend the money right now, it doesn't matter if it's delayed for two years." Zhou Hengming said politely.

"Thanks, when my sports base is built, I'll give you a membership card, free for life."

Zhang Hao quickly promised.

This is called acting.

Zhou Hengming raised his wine glass with a smile: "Okay, then I will be disrespectful."

"Don't be polite to me."

Zhang Hao clinked wine glasses with the other party, and then drank it down.

"By the way, are you short of space? I know a few real estate owners, do you want to ask for them?"

Zhou Hengming followed up and asked.

Zhang Hao shook his head: "No need, the venue has already been selected, it's just over there in Huicheng, didn't I tell you in the morning, I'm going to go there in person tomorrow."

"Huicheng? How did you run so far?"

"Winter in the north is too cold, and many projects cannot be carried out. Huicheng is more suitable for choosing."

Zhang Hao explained casually.

"I see." Zhou Hengming nodded, "So, your whole family is going to move there?"

"That's right, I will live there in the future."

"Then what about your villa? Sell it?"

"Hey, Brother Zhou, do you have an idea?"

Zhang Hao tentatively said.

Zhou Hengming did not hide it: "I just found a new girlfriend recently, and I am currently short of a house. Your villa is in a good location. Isn't this a coincidence?"

"Great hand, could it be that you have met true love?"

"This is a real estate worth hundreds of millions. Am I that stupid? Don't worry, the house is under my name."

"OK, the villa can be given to you, Brother Zhou, how about we directly offset the debt of [-] million yuan?"

"Okay, but I can't take advantage of your family for nothing. How about it, I will lend you another [-] million, and it will be considered as compensation for you."

"Great."

Zhang Hao did not expect that there would be unexpected surprises.

"Don't be in a hurry to be happy, is there no problem with Uncle Zhang?"

"Absolutely no problem. I have only one son in our family. Wherever I go, my father and the others will of course go with me. We can sign an agreement first. If there are no accidents, we should be able to transfer the property before July."

July is the time for Xinyu Electric to go public.

It's also time for him to showdown with his family.

"There's no need to sign the agreement, just write me an IOU. How can I not trust you?"

"Then it's settled!"

Zhou Hengming nodded: "If Uncle Zhang disagrees, don't force it. At that time, the [-] million will be the one I lent you, and the interest of [-] points will not be less."

"Brother Zhou, I offer you a toast."

"Good to say."

After the meal, under Zhou Hengming's strange gaze, Zhang Hao asked the waiter to pack up all the leftovers, and ordered two servings of rice by the way.

"Xiao Hao, what do I say you are?"

"Brother Zhou, my dad and the others have gone to my second sister's place. I'm the only one in the house right now. These dishes can be taken home for dinner and save money."

"Just order a few more dishes, and it won't cost much?"

"It's too time-consuming, it's unnecessary."

Zhang Hao picked up the packing box carefully.

Seeing this, Zhou Hengming couldn't help but joked:

"Haha, let alone, your behavior is very similar to my dad. Every time there is a dinner, he has to pack a lot of leftovers."

"Hey, it's called a hero who sees the same thing."

……

After returning home, Zhang Hao couldn't wait to dig out his old mobile phone. Zhou Hengming's words just now inspired him that borrowing money doesn't have to be from the bank, and it is also possible to borrow money privately.

As long as the promises are delivered in a timely manner, it is not a Ponzi scheme.

After a while of fiddling, the phone screen finally lit up, and the first call was to a college classmate.

The other party, like him, is also a rich second generation.

"Mice, are you finally willing to contact me? Did I disappear because of you?"

Chen Jinghan couldn't help complaining.

"Hey, I lost my previous mobile phone, and I couldn't find the address book..."

Zhang Hao explained awkwardly.

Since his wife left, in order to escape from reality, he completely cut off contact with his old classmates.

Chen Jinghan didn't continue to ask questions. He had heard about what happened to his old classmate and expressed his deep sympathy.

After exchanging pleasantries, Zhang Hao cut to the chase and said:

"Old Chen, do you have enough money?"

"What? Are you short of money?"

"Hey, here's the thing. I want to start a business. I'm a little nervous. Can you lend me some money? I'll give you [-] points of interest."

Chen Jinghan hurriedly asked concerned: "I said mouse, doesn't your family run a factory? Is it because uncle can't turn around?"

"Don't get me wrong, nothing happened to our family, I just don't want to rely on my dad, I want to create a career with my true ability."

"Well, how much do you want to borrow?"

"How much can you borrow?"

Zhang Hao didn't answer the question instead.

"Tsk tsk, I have a big appetite. I don't have much money, so I can only lend you 1000 million. If it's not enough, I'll think of another way."

"Enough is enough, don't worry, before the end of the year at the latest, I will definitely pay you back the principal with interest."

Zhang Hao was a little moved in his heart.

I haven't seen each other in seven or eight years, but the friendship between classmates is still the same.

Chen Jinghan refused with a smile: "There is no need for interest, just treat me to a big meal, and then call Lao Liu and the others together, let's get together."

"Okay, just do as you say."

ps: Ask for recommended tickets and monthly tickets!

(End of this chapter)