The heavens start from saving Daming

Li Er is a self-proclaimed all-rounder, and he also has a high attainment in rhythm.

Of course Tao Xun has heard of it. Although it is almost lost in later generations, it is one of the commonly used musical instruments in Datang.

Although Li Er prefers cheerful Kucha music, good music is common, and everyone likes good music.

Li Yunze's music is not some pop music, such as you love me, I love you, you love him, nor is it humming hip-hop or something.

When popular music was brought to the era thousands of years ago, it was impossible to resonate at all, and it was even more impossible for a song to win the hearts of beauties and be admired by everyone.

Not to mention the rhythm, I can't even understand the words.

Only pure music that really belongs to the music itself can have a basis for common appreciation.

A group of nobles gathered around and came forward, all kinds of praises were heard endlessly.

Of course, there is no lack of suspicion of sycophancy.

But people do have skills, and the temperament is undoubtedly a great skill.

In this era when educational resources are monopolized, and when it is very difficult for the emperor to ask everyone to be a teacher, Li Yunze, who possesses many unique skills, is an absolute favorite.

"This song has ripples in my heart, as if it has awakened the deepest echo in my heart." Li Er clapped his hands over his heart and patted "This feeling, but I don't know how to describe it, I always feel suffocated and panicked."

Hearing this, Li Yunze smiled indifferently, "I don't see the ancients in the past, and I don't see the new ones in the future. Thinking about the long life of the world, I feel sad and weep!"

"Good! Good!" The fat man's eldest grandson Wuji was the first to react, and he clapped his hands vigorously. "It really fits the mood of hearing this song, it's great!"

Everyone also admired it one after another, the elements of flattery were instantly reduced, and their poems were indeed very brilliant.

Li Er, who was still unsatisfied, asked, "Can this song be passed on to the musicians in the palace?"

"Anyone can." Li Yunze said loudly, "Anyone can use these cultural things. As long as it can spread my Chinese culture, use it as you like."

Xun is undoubtedly one of the carriers of Chinese culture.

Even in the Tang Dynasty, there were already 6000 years of inheritance.

Text, language, music, etc. are all cultural inheritances, and it is precisely because of these inheritances that Huaxia can stand up again and again.

Without cultural identity, cohesion is lost.

Li Er had known Li Yunze for so long, and this was the first time he had seen him help so happily without asking for anything in return, and he couldn't believe it for a while.

However, he quickly realized that such a good opportunity should not be missed, "Great kindness! If you have time, can you compose a few big songs for the palace?"

"no problem."

Li Yunze, who has the air of a master, waved his hand indifferently, "Your Majesty's new palace is called the Daming Palace. In order to celebrate this, I have already composed an original song "Memories of the Daming Palace". The leader, the honorable family held a grand ceremony

celebration.When the song comes out, the world will be shocked. "

"Although I haven't heard this song yet." Changsun Wuji beside him stroked his beard and smiled, "But I'm already fascinated by it."

This is the reputation that Li Yunze has accumulated before, plus he just played a piece of Tao Xun created by himself that resonated with him, so he will naturally be sought after and recognized.

If there is nothing, who will take care of him when he travels over and opens his mouth to say this, this, that, and that?
After talking for a while about the topic of music, Li Yunze, who was satisfied, called Wu Meiniang and sister to arrange refreshment seats, and held a tea party in the backyard.

Yuchi Baolin came over with a group of farmers, carrying a table and cushions.

Wu Meiniang brought a group of daughters sent by the farmers to work, and came over with tea.

The arrangement of the seats, the arrangement of refreshments, and the order of the seats were all properly arranged by Wu Meiniang.

Seeing that a little girl behaved so well in front of many nobles, everyone praised Li Yunze for being a good teacher.

Wu Meiniang secretly rolled her eyes, these things were not taught by Professor Li Yunze, but after she formally took charge of the Li Family Village, her mother asked someone to teach her.

"Your yard."

Standing with his hands behind his back, Li Er looked around and nodded with satisfaction, "That's really good."

Of course it's not bad, Li Yunze's courtyard was repaired according to the pattern of Jiangnan gardens. The rockery and flowing water are full of charm, the flowers, plants and trees are well arranged, and the occasional chirping of insects and birds makes everyone amazed.

"If Your Majesty likes it, you can find a place to repair it in Daming Palace."

As soon as these words came out, Li Er was overjoyed at first, and then hurriedly explained, "It's very good, but it's all for the father to support his life."

Everyone's expressions remained unchanged, as if they had never heard of it.

Only Wei Zheng rolled his eyes, but he also held back his complaints.

The most important thing now is to settle the matter of getting money. The emperor's small thoughts can be left to spray him later.

"The matter of the bank." After sitting down, he sipped tea and ate a few pieces of snacks.Li Er very straight to the point, "What exactly is your plan, just say it."

Li Yunze nodded, and first looked at Du Ruhui, "Du Gong, what I said before was wrong. I overestimated the economic vitality of Datang and underestimated the difficulty of transportation and the difficulty of transferring and using money. Saving money in a bank cannot Give interest, but charge

storage fee. "

At first, he thought he could apply the banking model of the modern world.

After careful consideration, that was not the case at all.

Banks can maintain income higher than interest through loans, but who can Datang lend to?
If it all depends on the court, if there is a problem, it will immediately collapse.

Therefore, not only can no interest be paid, but storage fees have to be charged.

The main reason is that it is difficult to move money in this era.

At this time, the main currencies of the Tang Dynasty were copper coins and cloth, which were not only large in size but also light in weight.

In the case of long-distance transportation, there is a great risk of loss or being robbed or stolen.

On the contrary, it is very reasonable for the bank to charge a safekeeping fee, which is a convenient method that can be withdrawn in various places.

"Of course, the storage fee should be treated differently." Li Yunze then explained, "If a single person deposits less than ten pennies, he can get one cent interest every year. That is to say, he can get ten cents a year for depositing one penny. This is mainly is to attract the majority of the population
Through the common people, deposit the surplus money in your hands in the bank.If you don't give benefits, I'm afraid people won't save it. "

At this time, Yu Shinan said, "You can order the yamen in various places to urge the people to deposit the remaining money in their hands in the bank, and there is no need to give lures."

Hearing this, many people frowned.

But Li Yunze looked over directly, and said, "What you said is to make the people of the Tang Dynasty rise up and send you all to the underworld!"

These words were very serious, and Yu Shinan's face turned red from anger, making him uncomfortable.

Fang Xuanling over there hastily explained to him, "There are many things wrong with the actions of the yamen servants. If they take advantage of the opportunity to steal, the people will lose their wealth. Either starve to death, or"

Li Er snorted coldly, and scolded, "I can't wait for this matter, so don't talk too much."

The embarrassed Yu Shinan sat down and turned up his sleeves to cover his face.

"The rules of the bank, at least one penny to deposit." Li Yunze continued to explain, "If the deposit is less than one hundred pennies and more than ten pennies, no interest will be paid, and no storage fee will be charged. Those who can save these are mostly wealthy households in the countryside and middle-class people in the city. .For them, putting them in a bank is comparable

It's much safer to hide it at home, and you don't have to worry about losing it or being robbed. "

"As for those with more than a hundred strings, there is a storage fee of ten cents per string per year. Those who can save so much are really wealthy families and businessmen. The convenience that the bank brings to them far exceeds these storage fees. "

Tang Jian over there couldn't help shouting, "You say so much, why do the big guys deposit money in the bank? If I don't deposit it, what can you do?"

Li Yunze smiled slightly, turned his head to look at Li Er, "I will depend on His Majesty."

"Zhen?" Li Er was taken aback for a moment, and then asked back, "What should I do so that people in the world can willingly deposit their wealth in the bank for the imperial court?"

"Civilians save money for profit. The middle class save money for safety. The real big family saves money, but there is no temptation."

Li Er asked, "Why not?"

"That is to say, when your Majesty ransacked the house, the money deposited in the bank was not included in the scope of the raid."

As soon as this statement came out, there was an uproar.

For the civil and military nobles, the most fearful thing is ransacking their homes.

Once the house is ransacked, no matter how many years you have saved, all your savings will be wiped out.Even if there is something hidden, it is not visible.

If it is as Li Yunze said, if the house is not confiscated, then the big family must be eager to save money.

To ensure the safety of the family property, the custody fees paid are nothing.

Li Er, who was lost in thought, was silent for a long time, and then said after a while, "Go on."

"If this matter is successful, it is estimated that there will be at least tens of millions of deposits." Seeing the happy faces of everyone, Li Yunze waved his hands with a smile. Take it as your own, then wait for the whole world to reveal the pole

And get up. "

Changsun Wuji spread his hands and said, "It can only be seen but not used, so why waste so many things?"

"Of course it can be used, but it can only be borrowed." Li Yunze continued to explain, "Your Majesty's court borrows money from the people all over the world. The interest is high and the court income is used as a guarantee. This is called concentrating the power of the world. big event, short term

Raise a lot of money and goods in time to get important things done.Otherwise, then slowly accumulate a little bit. "

There was a lot of discussion, and everyone was discussing in a hurry.

There are those who agree with it and those who oppose it, and those who say it is good and some who say it is not.

The debate was very intense, but in the discourse, the voices of opposition far outweighed the voices of approval.

Over there, Li Er simply walked over, sat cross-legged beside Li Yunze, and asked in a low voice, "In addition to lending money to the court, can this bank also lend money to the common people?"

Hearing this, Li Yunze raised his eyebrows, "Your Majesty is worthy of being an enlightened ruler, you really have seen this point. Once common people owe their debts, their families will be ruined. They can either sell themselves into slavery or revolt. The ones who really benefit are the local tyrants." Yoshika
. "

"Your Majesty himself is the leader of the Li family in Longyou, so he naturally knows that the powerful and aristocratic families are the real main force of the rebellion."

Although this was not pleasant to say, Li Er squinted his eyes and looked around at the fiercely opposed crowd.

"I have conquered the world, and I know that what you say is correct. Therefore, people can only ask me to borrow money, and I will be the biggest creditor in the world!"