I can see big data

Chapter 506
After the two parties signed the agreement, Li Han got 60% of the shares of Silik Bank and the corresponding number of board votes. Now he is the largest shareholder.And after he took office, he will naturally start to restore the run on Xilik Bank.

So the first thing he did after taking office was to announce the transformation of the bank.

In the past, Silik Bank did not provide personal loans, but only served businesses, and only opened savings services to high-tech companies, because such companies received more subsidies from the state and were usually richer.

Now, the bank provides deposit, withdrawal and financial management services for everyone.

To this end, Xilik Bank has also expanded and recruited a new group of people to serve general customers.

However, this method alone is of course impossible to give depositors confidence, so at the same time as the reform, Li Han asked Silik Bank to issue a batch of new bonds. The upper limit of this bond is 1000 billion U.S. dollars and the yield is 6.2%.

Issuing bonds is actually nothing new. It is a financing method commonly used by enterprises, which is equivalent to borrowing money from ordinary people, and the proceeds are interest for ordinary people.

Before Li Han came, Xilik Bank had actually considered this plan, but it was not approved in the end because they had no idea.This 6.2% is not a small amount. When the one-year period comes, they have to spend 62 billion US dollars to distribute to customers.

62 billion US dollars, this is not a small sum.

What's more, whether the 1000 billion can stop the bank run is still a question.

What the shareholders are now betting on is actually the title of "Legendary Investor".

As a result, after the bank's own securities were issued, Li Han immediately led his Qiaokou Company, Cranberry Food Co., Ltd., Qiaokou Bank, and Romantic House Foundation to use a large amount of funds to buy 250 billion of these securities. dollars.

This behavior seemed to say "this bond will definitely make money, if you buy it later, it will be gone", so after that, the bond sold like crazy.

Although the financial advisors of various institutions have clearly stated to customers that this batch of bonds has relatively high risks and they need to be carefully considered when purchasing, they cannot stop customers from all over the world from buying frantically.

There are institutions among these customers, but most of them are retail investors who purchase through APP.

In just two days, more than 1000 billion of these 700 billion US dollars of bonds were sold, and the remaining 200 billion or so should be sold soon.

At this time, people on Wall Street already knew the gap between themselves and the legendary investors.

This is actually a trade-off. Li Han gained high popularity among retail investors by constantly frustrating Wall Street, so everyone trusts him.In addition, Li Han himself bought such a large amount of bonds, which naturally gave confidence to customers and financial institutions.

After all, this young man has gone from being unknown to becoming the richest man in China in less than three years, and he has never failed in financial management.After the bond issuance this time, Li Han directly led his companies to buy more than 200 billion US dollars of bonds, obviously because he was very confident in the use of the money.

And the tens of billions of dollars exchanged for this bond can be used to withdraw money from depositors.But at this time, since Li Han had led Qiaokou Company to settle in the bank, the depositors did not want to withdraw their money.

Because after issuing these bonds, Li Han also raised various interest rates on bank deposits.

This is a legendary investor. Many people in the industry have heard of this name. You must know that the shares of Qiaokou Company are hard to find in the local area. Now this person has come to become the largest shareholder of Xilik Bank. It should be safer to store money here.

After all, the interest has exceeded the income of many funds.

As a result, the run on Sirik Bank was immediately alleviated, and everyone's enthusiasm for withdrawing money quickly cooled down.And now that this bank has started to accept personal savings business, more people have started to deposit at this bank.

"Brother Han, it's amazing!" After the video was cut off, Liu Jiana said excitedly, "I didn't expect to take down this bank with only tens of millions of dollars. I thought..."

"Why, do you think I have to pay for the gap in my savings?" Li Han teased, "How is that possible? Business is business, charity is charity. I won this bank, of course, to make money , How could I use my own money to help them plug the hole."

"I really didn't expect to be able to do this..." Liu Jiana said a little embarrassed, "To be precise, I didn't expect the effect to be so good. After all, this bank is about to delist..."

"This is the power of the proletariat." Li Han said with a smile, "otherwise, why is capital so afraid of the proletariat uniting? Of course, fundamentally speaking, the success of this plan is due to this group of people on Wall Street."

"Because you have defeated them so many times and successfully established your prestige among retail investors?" Liu Jiana asked curiously.

"Wrong, it's a more distant thing." Li Han sighed and said, "This is karma...Although Wall Street may not have thought that that incident would produce 'bad retribution' in this way at this time."

Liu Jiana doesn't seem to understand, but she also knows that this is Li Han's style.

The bank's shareholders were stunned by Li Han's series of operations. They never imagined that the problem would be solved so easily.But they didn't get too excited too early. Now Li Han just drew a cake, and the cake must be cashed in. Otherwise, the bank will eventually collapse if the cake is not available on the day of cashing.

Therefore, it is useless to get the money. It depends on how to spend the money next, and whether the money spent can be earned.

Of the 1000 billion US dollars obtained by bonds, only more than 200 billion are used for withdrawals from depositors, and the remaining 700 billion or so are still in hand.Reserve 200 billion to meet customers' access needs, and Li Han plans to invest the remaining 500 billion.

As for what project to invest in to make a steady profit...isn't the answer to this question obvious?

"Nana, this is the 500 billion investment plan." Li Han cleared his throat, "100 billion will be used to invest in the overseas branches of Liuli Handmade Hamburger, and 100 billion will be used to invest in Jinwu Power to build solar power stations in Europe. For the rest, hold it in your hands first, wait for the opportunity, and see if there is any unlucky guy who wants to mess with me."

Now Liuli Handmade Hamburger is in a state of ascension at home and abroad, and is very popular among the common people of all countries. Therefore, it is the time when funds are needed to expand the store quickly. If you use this money to invest, it will definitely make a profit.

Moreover, Li Han invests in his own company with the money from his own bank, which can be regarded as a lot of money that does not flow to outsiders.Shareholders did not take advantage of it to oppose him. Everyone knows how popular the Liuli Handmade Burger brand is in countries all over the world.

As for Jinwu Power, the same is true. Recently, Jinwu Power has successively won large orders in Europe, and decided to build its own power stations in some European countries to sell green power. This is also a time when money is needed for rapid expansion.

Of course, this money will not be used to exchange shares. Of course, Li Han will not allow foreign capital to settle in his company, even if the controlling shareholder of this "foreign capital" is himself.

"Pfft..." Liu Jiana couldn't help laughing when she heard the words, "You are so shrewd. You bought a bank with tens of millions of dollars, then used the bank to raise funds, and then used the funds to invest in your own company... The little girl can only say admiration."

"Just kidding, how do you think I became the richest man in China within three years?" Li Han said proudly, then stood up, "Then I will leave the rest of the work to you, I will go back to accompany my wife."

"Yes." Liu Jiana nodded with a smile, "I'll take you down."

When he got home, Li Han had just parked the car when he saw Wang Man drying clothes in the backyard.

Today she is wearing a loose slanted shoulder and half-sleeve sweater, and a pair of white slacks on her lower body, which looks extraordinarily feminine.Li Han then parked the car and came to the fence in the backyard: "Which family is this lady? So beautiful?"

Wang Man raised her eyebrows and gave him a squinting look: "Come on, come in and see if I can hit you."

"Come on." Li Han said, walked around to the main entrance and opened it, and was bumped head-on by Ruan Ruan.

"Okay, okay, let's go see mom." Li Han rubbed the dog's head, and brought it to Wang Man's side.

"I'm here." Li Han held Wang Man's face, "Aren't you going to hit me?"

"Hit you..." Wang Man patted him on the shoulder, then leaned over and kissed him on the mouth, "Is my husband in a good mood today? Is there anything good? Tell me."

"As expected of my wife, you understand my emotions best." Li Han kissed her back twice, "I'll help you, I'll tell you after drying the clothes and going in..."

Although Wang Man doesn't know much about financial matters, Li Han still likes to tell her that he doesn't want Wang Man to think that he doesn't say anything because he dislikes her because she doesn't understand, and Wang Man always listens very happily.

"My husband is amazing." Wang Man touched his face and said with a sweet smile, "Then you have completed your mission now? The United States will not compel the acquisition of Cranberry Foods Co., Ltd."

"Not for the time being, they have no excuse." Li Han held her hand and kissed her. "But it might be possible in the future, but it doesn't matter now. If they still want to force the acquisition in the future, then I will use It’s enough for Sirik Bank to buy my own shares. Anyway, in the end, the management of the company is still in my own hands.”

"That's good." Wang Man said, wrapping her arms around his neck, "Thank you for your hard work, let's reward you with something delicious tonight."

(End of this chapter)