I Won a Prize of 100 Million at the Beginning, and I Became a Capital Boss

Chapter 242 Zheng Wentong's Counterattack!

After the Spring Festival Gala ended, Zheng Wentong and his girlfriend's family returned to the Palm Springs International Apartment. When they left the CCTV building, Zheng Wentong and the others met Yang Zi's parents. The two families had a brief chat and wished each other New Year's greetings.

Similar to Bai Xiaolu's family, Yang Zi's parents are also ordinary working class. Yang's father has now resigned to become Yang Zi's full-time agent. Yang Zi is studying and filming, and her mother Ma Haiyan has always accompanied her.Moreover, Yang Zi looks very much like her mother, and the photos of Ma Haiyan when she was young are exactly the same as Yang Zi.

Perhaps it is because of the similar family backgrounds that Yang Zi and Bai Xiaolu became best friends during the production of "Ode to Joy", not simply because they signed a contract with Galloping Horse.

Yang Zi's father was a firefighter before, but later resigned to start a business, and Zheng Wentong has a common language.After Yang Zi's personal career started, Yang's father's company did not continue to open. This is also the reason. Later, Yang Zi starred in the movie "Heroes of Fire" with 0 pay, and Yang Zi personally promoted fire safety work many times.

"Heroes of Fire" is also a movie produced by Bona. Since "Operation Mekong" exceeded one billion at the box office, Bona especially likes to make this kind of theme movies, "Operation Red Sea", "Heroes of Fire", "Changjin Lake", "Changjin Lake" The Water Gate Bridge, one after another, seems to have found the traffic code. Making this kind of movie may not be a big hit at the box office, but it is definitely not that bad.

Compared with Yang Zi's parents, Li Huayan felt that she hadn't done enough for her daughter, so she asked Bai Xiaolu what she meant, or her mother would resign and join the studio to be your agent.

Bai Xiaolu disagreed, "It's hard work being a manager, and you will be able to retire from your work unit in two years. After you retire, you will have time to come and accompany me again." Li Huayan still has three years to go before retiring at the age of 50. .

Zheng Wentong celebrated the Spring Festival in Yanjing, and brought his girlfriend Bai Xiaolu to celebrate the New Year with Mr. Zheng. In the courtyard of Zheng's family, Zheng Wentong also met Mr. Zheng's son-in-law, Shang Zhongyuan.

It was also the first time for the old man to see Bai Xiaolu, and he greeted her warmly, "I saw you singing yesterday at the Spring Festival Gala, and you sang well. I have also watched one or two episodes of the TV series "Ordinary Glory" in which you participated, and the filming was not bad. It’s quite true, literary and artistic works must be close to the lives of the masses, and not fake, so as to resonate with everyone.”

"In the past few years, I feel that there are no poor people in the TV series. I couldn't watch the "Ode to Joy" you filmed before, even if it came out, it was all stuff."

Bai Xiaolu greeted everyone obediently, and then humbly listened to Mr. Zheng's advice.Mr. Zheng also chatted with Zheng Wentong about the TV series "In the Name of the People". This TV series has passed the audit and will be broadcast simultaneously on CCTV and Youku.

The whole drama has 52 episodes. CCTV bought the TV station's first-round broadcasting rights at a price of 80 per episode. I believe that this drama has the potential to become an annual drama king, and it can bring at least 500 million paying members to Youku.

Shang Zhongyuan and Zheng Wentong discussed the matter of paying three red lines to real estate companies. In the second half of 16, the financial system conducted a thorough investigation of real estate companies. There are very few large real estate companies that meet the three red line regulatory standards, and modern real estate is the few. There are not many large real estate companies that actively lowered their sales targets for 17 years.

金融系统已经意识到房地产企业加杠杆的风险，等今年两会结束后。金融机构针对房地产企业就会提出三道红线的指标，即剔除预收款项后资产负债率不超过70%、净负债率不超过100%、现金短债比大于1。永家地产和现代地产这些龙头企业在18年6月30日之前需要符合三道红线政策，不符合三道红线的房企要暂缓新的贷款审批。

Zheng Wentong breathed a sigh of relief. The policy of three red lines was introduced ahead of schedule, which at least gave a rein to the real estate companies staking their land everywhere. Yan Jiachao, the owner of Yongjia Real Estate, couldn't start building cars. Maybe he would partner with Mr. Ma All the football clubs won have to be sold to Taobao.

As long as the use of geothermal heat for large real estate companies is cooled down in the past few years, and the leverage of real estate companies is lowered, they will not invest indiscriminately with the advance payment of home buyers, and there will be no frequent explosions in various real estate companies in 21 and 22 years , A large area of ​​unfinished buildings appeared.

With the end of the two sessions next year, the merger of the banking and insurance systems is a foregone conclusion. Shang Zhongyuan is the second-ranked deputy in the insurance system. Cross-system positions in the banking system and insurance system will become the norm. Shang Zhongyuan also values ​​the opinions of Zheng Wentong, a rising star in the business world.

Since Weitoutiao launched the micro-insurance business, the premium income of Huaxin Insurance Brokers has increased significantly, and the company’s revenue in 17 is expected to exceed [-] million.After the most important meeting in China in the second half of this year is over and Shang Zhongyuan's position in the party is clarified, Zheng Wentong will prepare to apply for a license from Huaxin Life Insurance.

Huaxin Microfinance Co., Ltd. has started to apply for the license of Consumer Finance Co., Ltd. Zheng Qingshan has submitted the materials prepared by Huaxin Microfinance to the supervision department, and the application materials are still in the meeting.

As long as the Huaxin Consumer Finance license is applied for, Weitoutiao users will launch the micro-loan business, providing users with a single cash loan business of up to 20 yuan.The micro-loan business is the same as Weixindai under WeChat. It also belongs to the invitation system. It will be tested on a small scale first, and then it will be promoted on a large scale after 18 years.

At present, the bank insurance system has not yet been merged, and it is not so easy for Huaxin Microfinance to apply for a consumer finance license.In addition to bank licenses, consumer finance companies have a wide range of business, issuing personal consumer loans, in addition to housing loans and car loans.Accept deposits from shareholders' domestic subsidiaries or shareholders.It can borrow from domestic financial companies, issue financial bonds, domestic peer-to-peer lending, and act as an agent to sell insurance products related to consumer loans.Fixed-income securities investment business.

It can be said that consumer finance companies are already equivalent to half of a bank. Sixteen years ago, there were only 16 consumer finance companies, many of which were subsidiaries of large consortiums.Among them, the fact that the operating income in the most recent year is not less than 15 billion yuan has stopped many companies.Moreover, the shareholders' funds of consumer finance companies are true and legal, and they cannot buy shares through borrowed funds, and the equity of consumer finance companies cannot be transferred within five years.

Zheng Wentong can obtain a third-party payment license through the acquisition of UnionPay Electronic Payment, but he has no way to obtain a consumer finance company license through acquisition.Through Pinduoduo's small business, Huaxin Microfinance's annual operating income reached the threshold of 300 billion last year. Therefore, after Zheng Qingshan submitted the application materials, he had to wait for the notice of the China Banking Regulatory Commission.

In addition to the Zheng family, Zheng Wentong brought Bai Xiaolu to visit many people in Yanjing, such as publicity, culture, radio and television, etc.After these visits, Zheng Wentong finally took his girlfriend to visit his uncle Shang Weimin and the chairman of Wangyi Ding Sanshi.

Ding Sanshi felt strange, "The relationship between the two of us doesn't have to be during the Spring Festival. This year is also a coincidence for you. In previous years, I spent holidays abroad during the Spring Festival. You don't have to go to the Three Treasures Hall for nothing. Is there something wrong?" Want to talk to me?"

"Didn't I get reported once when "PUBG: Mobile" was launched last year? I had an idea here, I have to find a place to come back, otherwise it will bite me every now and then, and it will be quite uncomfortable." Zheng Wentong said.

"Others are the No. [-] game company in China. It may not be easy for you to take a bite out of it." Wangyi has been fighting with each other in the game field for more than ten years, but it has not taken advantage of it.

"Of course I will not report their game. I heard that they want to make the dungeon a mobile game, but their approval has not been approved. I am going to find someone to register a new company, and then ask other companies to develop it. A dungeon-like mobile game, the name of this mobile game is "The Wrath of Allard."

"As for the game code, let's learn from the code of the dungeon, and then wait for them to sue the company, and we can delay him for a year or so. If we lose the lawsuit, we can stop the game." Zheng Wentong said his idea, he had already thought about how to fight back against competing game companies.

"There is no way to pass the trial of the dungeon mobile game, so you are sure that this "Arad's Wrath" can pass the trial?" Ding Sanshi expressed doubts.

"Don't worry, our family is not alone in this matter. The world has been suffering for a long time. Don't worry, there are not a few people who want to watch the fun, and there are definitely more people who are willing to speak out for this game than expected." Zheng Wentong said. .

"Then you have to find someone reliable, so you don't make a lot of trouble if you don't earn money." Ding Sanshi was a little moved.

"You are wrong. We are just providing ideas. We don't care who will do it. We will help organize the manpower, such as the game's publicity channel, which company will develop it, and when the game is reviewed, we will Help out. If we earn money, but we can’t explain it clearly, it’s better to be more honest and honest, and take it as a pleasure to help others.” Zheng Wentong said.

Ding Sanshi thought about it, "Your kid is really worse than me, yes, even if this game makes more money, it will only be tens of millions in your hands, and it's hard to tell if you get the money. It's better not to take any money. They have so many games, next time If they want to report us again, let's do it again, otherwise people will really think we are soft persimmons."

It was also the first time for Bai Xiaolu to see her boyfriend plotting against other people's companies behind his back. As expected, when money and power were involved, no one was affectionate.Now that Zheng Wentong is gaining momentum, Ding Sanshi is willing to partner with Zheng Wentong to deal with other companies. If the slope system fails, Ding Sanshi will still mercilessly buy Zheng Wentong's company. More is the exchange and combination of interests.

Zheng Wentong was very impressed with the game "Allard's Wrath". This is a rare mobile game that makes penguins suffer. Zheng Wentong selected the developer of this game as Kaiying Network.Although Penguin successfully sued the relevant parties of the "Rage of Allard" mobile game, in the end, it could only eliminate competitors by acquiring the mobile game operator and stopping the operation of the game.
　One more chapter tonight

　　
　
(End of this chapter)