The daily life of the science master's book-wearing group

Chapter 482 Fixed deposit and dyeing workshop

How to arrange the accommodation and meals for more than 200 little devils is naturally a lot of trouble.

In the end, all the girls were taken in to live in Prince Jin's Mansion, while the boys were placed in the house donated by Boss Dong.

In this set of courtyards, excluding the main hall used as a classroom and the flower hall of the cafeteria, there are a total of seven courtyards, and a total of 21 rooms and wing rooms for the masters to sleep in.In other words, each room sleeps four to five children.

Li Kun was naturally clamoring to live with children of the same age, Song Qingyue let him go, but it was agreed in advance that he was not allowed to claim to be the young son of the palace, and he was allowed to make up the specific identity.He has taken him to so many places and met so many people, and with his clever little head, it is impossible for him to be unable to make it up.

The little guy is also smart, first asked Song Qingyue for the list of those children, looked around, and decided to pretend to be a villager in the first village under Baima Mountain in the west of Taiyuan Prefecture.There is a rural Zhaoyue primary school in this village, and the three children recommended by Naihe are really poor, so they were sent back to Baima Village by Song Qingyue with good food and drink.

The place was remote, and neither the local gentry nor the children sent by the county magistrate had failed the test, so Li Kun pretended to be a villager of Baima Village, so there was no risk of meeting acquaintances.

Song Qingyue looked at the little brat's tanned face from practicing martial arts in the yard every day, and nodded secretly in her heart. It's not an exaggeration to say that she is a villager, and it is slightly rounder than a real farm boy A little, but not out of the way.

But she still pointed to the little boy and said: "You don't know anything about farming, why don't you pretend to be the stupid son of the landlord's family in Baima Village."

"Why is it a stupid son?!" The little guy immediately raised his face and stared at his mother with rounded eyes.

Song Qingyue giggled, and patted her son's chubby face: "Look at your round face, you look silly."

"I'm not stupid!" Li Kun snorted, pulled A Fang's sleeve angrily and walked out, "A Fang, let's pack our bags!"

Bai Momo grinned beside her and said, "Your Majesty, why bother to say that about your Highness! It doesn't matter if the child is fat! In the future, when he grows taller, he will lose weight all of a sudden."

Song Qingyue still smiled, squinted her eyes and propped her chin and said, "Look at his cuteness, it's fun to tease him!"

"How can you be such a mother!" Bai Momo sighed.

Because the servants of the servants were not allowed to follow this time, Song Qingyue sent the guards of the royal residence to check the walls of the "school" carefully to see if there were any dog ​​holes and the like. If there were holes, they had to be blocked in time. In addition, they sent government soldiers to guard the trees near the wall, lest some brats like Li Kun climb over the wall and go out to play.

Many of these children are young masters from Shanxi officials' families. If they are lost, Song Qingyue will not be able to explain.

Even so, she was still worried, and sent [-] palace guards in three shifts to surround the house outside, and several people including Zeng Maozhi sneaked into the house to protect the safety of the little master.

The six-year-old grandson of the commanding envoy of Xidu, the eight-year-old youngest son of the chief envoy of Shanxi, the seven-year-old nephew of the inspector's family of Shanxi, and even the seven-year-old grandson of the Shanxi patrol censor Here it is.

There are quite a few here that Li Zhao greeted and must stay.

Song Qingyue sometimes even suspected that these officials were pretending to show their loyalty to His Highness the First Prince—it wasn't that all the hostages were sent!
For example, Mr. Zhong Zhao Dongzhong, the patrol officer in Shanxi, actually his hometown is in Nankang Prefecture, Jiangxi, and his grandchildren are also in his hometown in Jiangxi. The most excellent sent.

The seven-year-old Young Master Zhong is the eldest son of Zhong Lao Xun's fifth son, and he has never been out of Nankang Fucheng before Xiaolian. This is the first time he has traveled far.

For this son, Zhong Laowu took his wife and the family went north by boat to Taiyuan City.

The child didn't understand anything, at first he was happy because he had to go out with his parents, but he had to be pressured and endorsed by his father along the way, and when he arrived in Wuchang, he started clamoring to go home, but he was beaten by his father. He beat him fatly, and said that the hope of the whole family rested on him. When he arrived in Taiyuan, if he could become best friends with the young son of the Jin Palace, the Zhong family would have hope in the future!

The parents did ideological work for the little boy all the way, and after a lot of hard work, he finally arrived in Taiyuan and passed the preliminary test.

The Fifth Master and the Fifth Madam of the Zhong family just breathed a sigh of relief, thinking that waiting for the child to be sent to the palace would be a waste of time. Who knows, another servant from the palace came to inform that the young master still needs to participate in a three-month "co-study study" , The time lasts from the tenth day of February to the tenth day of May. On the fifteenth day of May, another test will be conducted. Only when the test is passed, is it really passed.

When the husband and wife heard this, they almost fainted, three months!How can such a young child know how to endure? What if he loses his temper in front of the servants of the palace and offends His Highness and Princess?
Finally came the tenth day of February.

Li Xiaokun was finally going to pack his bags, leave his parents and go to school for a three-month training camp.

Song Qingyue and Li Zhao didn't even come to give it away. They just felt that this little annoying ghost had finally left. It was rare for the couple to have three months of quiet time. The stinky boy came back, and from time to time at night he wanted to sleep with his mother, which was very annoying...

The fifth wife of the Zhong family also came to see off the child. Originally, they wanted to send a nanny to take care of the son, but the guards of the palace only let them send the child in, but the servants did not allow them to enter the house.

When the little baby heard this, he not only wanted to separate from his parents, but also from his nanny. He immediately took the nanny's hand and howled at the gate of the "school".

It just so happened that Li Xiaokun was wearing a colorful brocade dress, and accompanied by Nanny Bai, he also got off a half-worn mule cart.

"Ah! Look, mother-in-law, there is a crying child!"

Bai Momo didn't have time to stop him, Li Xiaokun ran over, walked around the wailing little brother twice, spoke a half-bottle of Shanxi dialect that he didn't know where he learned, and said, "Eh? Why are you crying? Shouldn't you be happy to be kept by the prince and concubine?"

The fifth son of the Zhong family and the fifth wife heard what a child who came with them said, and nodded in agreement: "That's right! Listen to what they say!" They turned their heads to look Li Kun up and down, and then said to their son : "Look, he is still my younger brother! Are you ashamed to cry at this gate? Wipe away your tears quickly! There are maids and women from the palace to take care of you here. What are you afraid of? The prince said, every half You are allowed to come out once a month to see your parents. Isn’t it only half a month, and you are going to cry like this?”

That Young Master Zhong glanced at Li Kun, Li Kun raised his chin and raised his eyebrows at Young Master Zhong.

Young Master Zhong looked him up and down, only to feel that Li Kun's brand new brocade jacket was colorful, and it was similar to that of the country rich man he had seen to give gifts to his house before, it was so outrageous!

He muttered in a low voice: "Where did the bumpkin come from..."

Then wiped away tears with the back of his hand, lifted his own burden, snorted, turned around and stepped up his legs, and crossed the threshold of Dong's house with a little effort.

Li Xiaokun curled his lips, took his backpack from Nanny Bai, put it on his back, waved his hands at Nanny Bai who looked worried, and walked in through the threshold in a dignified manner.

When the Zhong family saw Li Kun like this, they lost all confidence in their son!
Master Zhong Wu also said: "Look, look at other people's children! You can tell at a young age that this child must be a promising future!"

When Nanny Bai, who was just about to wipe her tears, heard this, she suppressed her tears in an instant, raised her chin, and burst out with pride in her heart—isn't it?This is his own young son, even if he is dressed so rustically, he is still a noble son with extraordinary temperament!
After returning to the palace, Grandma Bai still praised him to Song Qingyue. Song Qingyue was so teased that she giggled and trembled, she waved her hand and said to the grandma, "Okay! Don't mention that brat, grandma is just boasting, boasting so much that there are heaven and earth Nothing, boasting that he doesn't know the world!"

"Our son is a good son, and I don't like this old slave boasting!" Nanny Bai seldom replied, and everyone in the room laughed.

Qing Zhi, who was sitting on the sidelines reporting work, also covered her mouth and laughed, Song Qingyue gave her a white look, put on her glasses again and continued to read the business plan sent by Qing Zhi.

Considering the transportation cost, Qingzhi found a dye supplier named Ding in Huaiqing Prefecture, Henan Province.

"Master Ding sent two masters who mixed dyes to come to Taiyuan with his servants, and we don't want any profit from our palace. As long as we open a dyeing workshop in Shanxi in the future, we can buy from him." Qingzhi said with a smile.

Song Qingyue thought for a while and asked: "Tell him that the quality must be guaranteed? If the quality is not good, or the price is raised at will, we will not buy it!"

"My servant said! The Ding family is just a merchant. The Ding family has a big business in Huaiqing Mansion. If you run away as a monk, you can't run away from the temple. How dare you go against us! But I just want to rely on the palace to compete with the other two big dyeing workshops in Henan. That's all. Don't worry, empress, if something happens, the slave will come to see you."

Song Qingyue burst out laughing, and scolded: "Nonsense, where did you learn the rhetoric! Okay, you can find a few girls to refine the budget, and then hand it over to Zhaoyue Bank Shanxi for review and let them allocate funds."

Now Song Qingyue controls her own property through Zhaoyue Bank.

In order to absorb more funds, Zhaoyue Bank also launched an interest-bearing time deposit business this year.

Due to the limited computing power, the current interest-bearing fixed deposit business is only for the storage business of more than 100 taels of silver, and for the time being, only one option of three-year fixed deposit is launched, and the interest given is not high, [-]% simple interest per year , During the storage period, the interest is allowed to be withdrawn, but the principal must be withdrawn after the end of the period.

Originally, this was just an experimental wealth management product used to explore the market, but it was unexpectedly very popular.

Judging from the reports submitted by various places, Zhaoyue Bank has absorbed deposits of more than 100 million taels of silver since New Year's Day this year.

This shows that everyone recognizes and trusts the signboard of Zhaoyue Bank!

Digging a cellar to store silver would cost money to hire a nursing home to look after the house. Not only does it cost nothing to put it in the bank, but you can earn a little money, and you can get it out in only three years. Why not give it a try?
Many rich families have this kind of thought in mind, and try to save 100 taels or 200 taels. Song Jianming, as Song Qingyue's father, deposited more than 20 taels in the head office in the capital. Follow each family to save tens of thousands of taels of silver.

These few companies have been doing business from south to north over the years, and they also use Zhaoyue Bank, not Royal Bank.

For some reason, they felt that the princess was more trustworthy than the imperial court.

Seeing that the market is going well, Mo Xiang and Mo Yun wrote to Taiyuan, suggesting that they can add more options and launch five-year and ten-year fixed deposit services. They feel that three years is still a bit short.

Song Qingyue wrote back and said that if you add another ten-year fixed deposit, you should not add anything else, and the simple interest is five cents.

On the same day, the palace got a telegram.

Song Qingyue told about Zhaoyue Bank's withdrawal from the fixed deposit business.

Knowing what she does every time, the president of the Royal Bank, Mr. Shen Xin, followed suit.

So Song Qingyue simply suggested to the emperor that if Zhaoyue Bank launched three-year and ten-year fixed deposits, then Royal Bank could launch five-year, eight-year, and 12-year fixed deposits.

In this way, bank users can choose according to their own needs.

The emperor was speechless for a while when he saw the telegram, and finally said: "It's so convenient to have a telegram!"

This called Shen Xin to the palace and told him about Ding Cun.

Shen Xin is preparing to launch the same deposit service here!Postponing it for two months, he felt that it was enough to give Princess Jin face.

"Your Majesty, I think this method is very good! Ask those landlords and merchants to take out all the money in the cellar and circulate it in the market. If the imperial court wants to do something in the future, they can also borrow directly from the Royal Bank, with tax as a guarantee." , and I’m not afraid of paying back the money.” Shen Xin’s eyes were shining brightly, although he didn’t have the genius to propose these measures, but he had discerning vision, what is the most important thing in a bank?Isn't it just depositing silver?

But the emperor waved his hand and directly showed Song Qingyue's telegram to Shen Xin.

Shen Xin had never seen the telegram, only to find that this letter was not included in the specific memorial, he was rather surprised.After reading the letter carefully, he raised his head unexpectedly and asked, "Is this... the meaning of Princess Jin?"

The emperor sighed, and nodded to Shen Xin: "You, use your brain too. If you continue to follow Zhaoyue Bank step by step like this, I will be replaced as the president of this bank! Who can do it like a gourd?! You, Shen Xin, must come and sit in this seat?!"

Shen Xin shrank his neck, and quickly lowered his head to admit his mistake.

He also has a lot of troubles. The bank involves a lot and has a lot to do with it. Security is the most important thing. He dare not mess with it at will!
With Zhaoyue Bank as the guinea pig in front, he followed behind, waited and watched to make sure that there is no problem, and then follow suit, there is nothing wrong with it!

Besides, he also used a lot of brains in terms of silver storage and security!The treasury of the Royal Bank is safer than the treasury of the Ministry of Accounts!Jin Wangfei also sent someone to ask him about this matter.

How can you say that he doesn't use his brain when working? It's a big injustice!
Besides Taiyuan, Qingzhi's dyeing workshop opened in early March.

At present, the scale of the new dyeing workshop is still very small, because of Song Qingyue's order, it does not worry about business.

And Song Qingyue's orders only had two requirements: light blue and light yellow. The dyeing workshop needed to pay special attention to the fact that the color shades of several batches of goods must be consistent, otherwise Song Qingyue would curse people.

After the dyeing of the fabric is completed, it will be sent to each Zhaoyue primary school immediately, so that the students can help with the work.

Of course, their work is also an assembly line production mode. The students who draw lines are only responsible for drawing lines, the students who cut are only responsible for cutting, and the students who sew sleeves are only responsible for sewing sleeves. The division of labor is clear and easy to learn.

Of course, the children of Zhaoyue Primary School in the county and Fucheng are paid for their work. Although the school has the nature of part-time work and part-study, the quality of the products produced by the school students must be checked and accepted by the teachers.

The kids were all overjoyed!

This is a great opportunity to earn pocket money!

Students who are really clumsy will be asked to withdraw from the task of sewing clothes.

And most of these students are boys in the school. They watch the girls get together after school to thread needles and make pocket money, and they are so envious that their saliva is about to flow out!

They all clamored to learn tailoring from their own mothers when they returned home.

In mid-March, Song Qingyue drew the boys' school uniforms again.

It is basically a round neck and straight embroidered style, but the length is still up to the calf, and it is a narrow-sleeved style, with a cross-body cloth bag.

The color is still the cheapest light blue.

Now that spring has begun, I plan to wait for this year's new cotton to make the light yellow winter jacket.

(End of this chapter)