The Resurrection of the South Seas of the Ming Dynasty

Chapter 850 Banking Access License (please subscribe for monthly ticket)

Mr. Xie on the opposite side heard the words, and he also made a chess piece, then nodded and said.

"Isn't this the news reported by Da Ming Daily? There should be nothing wrong with it."

"Is Jiang Yuanwai going to enter?"

Hearing this, Jiang Wanhe stroked his beard and said.

"Haha, it's not just me who wants to enter, but the salt merchants in Huaihuai and Huaihe Rivers who want to enter."

"For a banking access license, you have to pay the imperial court a security deposit of 1000 million silver dollars. Although a certain person is rich, he can't afford that much money."

"This time, the entire Salt Merchant Guild has moved their minds!"

The entry deposit of 1000 million silver dollars is the restriction imposed by the imperial court on the financial industry.

The profits in the financial industry are too great. If there is not enough margin to hold them down, I am afraid that those big dogs will run away with their money after opening a bank.

Therefore, although Daming released three banking access licenses this time, they also set a very high threshold.

At the very least, not everyone can afford the 1000 million deposit.

Xie Qingyuan put down the chess piece in his hand, and after pondering for a while, he spoke.

"I'm afraid it's not easy to do this!"

"This time, there are only three access plans released by the imperial court, but there are not a few people who have moved their minds."

"The batch of imperial merchants in Nanyang, the Cantonese merchants in Guangdong, the chamber of commerce in Jiangnan, the salt merchants in Lianghuai, and the gangsters in Shanxi..."

"There are so many wolves and so little meat, I'm afraid it's hard to tell them apart!"

Jiang Wanhe said with a smile when he heard the words.

"So, don't I ask Mr. Xie to help me out with ideas?"

Xie Qingyuan nodded slightly, then analyzed again.

"Although the imperial court released a total of three access licenses this time, there are actually only two that are up for grabs."

"The group of people in Nanyang were the earliest from the dragon, and most of them have a lot of relationship with the nobles in the court. They will definitely take one away."

In this regard, Jiang Wanhe agreed.

The emperor has always been a nostalgic person, so many people in the Nanyang group have been named as imperial merchants.

I and others can't compete with them!
Xie Qingyuan pondered for a while, then continued.

"What is the purpose of the imperial court releasing the three access cards? We must first find out about this."

Jiang Wanhe pondered for a while, then spoke.

"Probably to solve the problem of cumbersome private capital flow procedures, and to further promote the economic development of Ming Dynasty and the progress of industry and commerce."

Jiang Wanhe is not a stupid person to be able to achieve the current position and allow his Jiang family to have the current position.

It is easy to think of the purpose of the imperial court's move!
Xie Qingyuan took the conversation and continued.

"So, the remaining two access permits are most likely one for the south and one for the north."

"If Jiang Yuanwai wants to obtain this access license, the salt merchants in Lianghuai and Huaihe Rivers alone cannot do it. More talents must be united, and the prerequisite for uniting more people is that they must first figure out who they are. position."

"Are we going to base ourselves on the south or the north!"

"If it's the south, Jiang Yuanwai must prepare to communicate with the merchants in Jiangnan, Guangdong and Guangxi in advance, and everyone will do it together."

"If it's from the north, then we need to establish good relations with Shanxi merchants and Shaanxi merchants!"

"This is the only advice I can give Jiang Yuanwai."

When Jiang Wanhe heard this, his thoughts became clear.

After pondering for a while, Jiang Wanhe asked again.

"Then Mr. Xie suggests whether to go south or north?"

When Xie Qingyuan heard this, he just shook his head and said.

"I'm only responsible for assisting Jiang Yuanwai as a staff officer. I will not interfere with such specific matters."

Xie Qingyuan is a think tank for others, for the sake of his own reputation, he knows that he can't speak too absolutely.

Otherwise, sooner or later there is a risk of being slapped in the face and smashing the signboard.

Jiang Wanhe was not annoyed when he heard the words, but continued to ask questions.

"Mr. Xie, let me help you as a staff officer, and analyze the good and bad of the north and the south."

"If sir is willing to help me this time, I will be grateful."

Seeing this, Xie Qingyuan no longer refused, but spoke instead.

"In this case, let's talk more about it!"

"Jiang Wai must understand that the south has the advantages of the south, and the north has the advantages of the north. I will analyze the advantages and disadvantages of both the north and the south, but the final decision must be made by myself."

"The first is the south. The south has always been the economic center of Ming Dynasty. With the development of industry and commerce over the years, the economy in the south has taken off again."

"This is incomparable in the north no matter what!"

"If Jiang Yuanwai wants his own industry to get more help in the development of industry and commerce, then the south will be more beneficial."

Pausing for a while, and waiting for Jiang Wanhe to think, Xie Qingyuan continued.

"And the words of the north also have the benefits of the north!"

"Shanshan merchants suffered heavy losses after experiencing the catastrophe before and after Jiashen. Most of the Shanxi merchants fell under the thieves' salary and butcher's knives, and their strength was greatly damaged. Coupled with the poor livelihood of the people in Guanzhong, they have not been able to survive these years. Can recover."

"Because of the behavior of the Fan family and other eight families, Shanxi merchants have received cold eyes from the imperial court. Although they have been selling well to the imperial court and buying a large number of national bonds over the years, the results are not satisfactory."

"Many times, Shanxi merchants will be treated differently!"

"If Jiang Yuanwai chooses the north, based on the strength of the Lianghuai salt merchants, there is a high probability that he will be able to obtain the dominance of the bank..."

"This is the advantages and disadvantages of the south and the north. How to choose, you need to think about it yourself."

Hearing this, Jiang Wanhe had a thoughtful look on his face.

For a long time, he still couldn't make up his mind.

……

The time has entered the second half of the 11th year of Guangfu, and the senior management of the five armies of the Ming Dynasty has completed a major change.

Many high-level military officials chose to beg for bones and were transferred from the center of power.

But Zhu Hongyu did not treat them badly, and gave them enough honor and benefits as compensation.

The titles are generally raised by one level!
Some cups of wine release the taste of military power in it.

In order to ensure that the combat effectiveness of the army would not be affected by changes in the top ranks, he promoted a large number of mid-level officers to fill the vacancies.

In addition, Zhu Hongyu also ordered the expansion of the Imperial Guard.

The Imperial Guard was expanded into the Imperial Guard Corps, which consisted of four armies, namely, the First Imperial Guard Army, the Second Imperial Guard Army, the Third Imperial Guard Army, and the Fourth Imperial Guard Army.

Each army is full of 5 people, and the entire Janissary has a total strength of 20.

Most of the soldiers are composed of elite troops drawn from various frontier troops!

Anyone with a discerning eye can see that the current Imperial Guard Corps is the former Daming Beijing Camp.

In addition, there are changes in the court.

A large number of old ministers also begged for bones one after another, preparing to resign and return home.

"Flowing water does not rot, and household hinges do not rot" is the philosophy that Zhu Hongyu has always pursued.

In any case, every three to five years, there is nothing wrong with shuffling the high-level officials of the imperial court, or cleaning up the ranks of officials from time to time, and promoting newcomers.

Zhu Hongyu made a big move, but it did not cause any repercussions in the court.

Faced with the emperor's order, everyone can only obey the order obediently.

At the budget allocation meeting for the coming year at the end of this year, for the first time in so many years since the restoration of the Ming Dynasty, military spending was reduced.

Although the reduction was only 10 yuan in silver dollars, it was still a signal to many people.

The emperor may have to shift his main energy from military affairs to politics.

Facing the huge interest group of the military, countless people are ready to pounce on them and bite off a piece of flesh from them.

However, Zhu Hongyu didn't say anything about it.

Neither agree nor disagree, quite unpredictable.

And this is also a kind of imperial power.

In the grand arena of Chaotang, the emperor was not a player from beginning to end, but a referee.

Now Zhu Hongyu doesn't like to go off the stage to promote certain things in person.

Give the courtiers a hint, let the courtiers do it, and if they do well, they will be rewarded, and the emperor will enjoy the merits.

If he messed up and punished, some officials will take the blame, isn't he good?

He is the emperor, there is really no need to end it himself.

And Zhu Hongyu's move also successfully transformed the contradiction between the monarchy and the minister's power into a contradiction between the minister's power and the minister's power.

It greatly eased the increasingly hostile tension between the emperor's officials since the end of Ming Dynasty.

Well, Chongzhen has to take the blame for this. In 17, sixteen chief assistants were replaced, and so many governors were killed, even Chen Xinjia, who helped him with affairs and took the blame for him, was killed.

Who dares to help him?
If the relationship between the emperor and his courtiers is not tense, there will be ghosts!
……

However, the vicissitudes in the court did not have much impact on the people.

People's lives are still how to live, how to live.

Everyone is not very enthusiastic about the change of high-level personnel in the court, but generally likes gossip about the royal family.

For example, when Her Royal Highness the Princess was driving a new steam car to play in the palace, she accidentally broke a Panlong pillar in front of Fengtian Hall.

The emperor's first concern was whether the princess was okay, not what the palace was like.

And on the same day, a prince just accidentally broke a few porcelain vases, and was punished by the emperor to face the wall...

A real large-scale double-standard scene!
Many people laugh knowingly at such things.

For example, the emperor accepted a beauty from the Western Regions as a tribute, and the empress was so mad that she didn't eat for three days.
For another example, the emperor's concubine with the blood of the golden family gave birth to a son.

These messy gossips, both true and false, are more attractive to ordinary people than political affairs.

Many times, the people below also want to see the human side of the ruler.

No one wants their ruler to be a cold-blooded and ruthless person!

However, during this period of time, the hottest topic among the people of Ming Dynasty is who will get the three banking access licenses issued by the imperial court.

Merchants from Nanyang, Guangdong, Jiangnan, Lianghuai, Shanxi, Shaanxi, Sichuan and Shu all gathered in Nanjing City.

They are constantly connecting with each other in private, trying to jointly win an access license and get a share of the banking industry.

Since the restoration of Daming, the profitability of Daming Royal Bank has made people all over the world stare at it.

In the face of such a huge benefit, who can hold back his indifference?
The arrival and gathering of these people also made the city of Nanjing much more prosperous.

The turnover of seafood merchants on the Qinhuai River has reached a new high!
……

In the imperial study room, Zhu Hongyu flipped through the report in his hand, with an expression on his face that made it hard to tell whether he was happy or angry.

"The salt merchants in these two Huaihe Rivers are interesting!"

Zhu Hongyu said with a smile.

Originally, he thought that the salt merchants from Lianghuai would side with the interest groups in the south, but unexpectedly, they went to the north to join the merchants from Shanxi.

However, they can't be wrong to do so.

There are too many powerful merchants in the south. Even if these salt merchants in Lianghuai participate in the advancement, they will not be able to take the lead.

But the north is different, Shanxi merchants are quite weak now.

It seems that these salt merchants are aiming at the bank's dominance.

I just don't know if they have taken into account the rich experience of Shanxi merchants in opening ticket numbers.

Tsk, interesting!
……

The 11th year of the restoration of Ming Dynasty, at the end of October!
The bidding for the three business licenses released by the imperial court was held in Nanjing.

A large group of businessmen from all over the country gathered in the bidding venue, and even many foreign businessmen came to join in the fun.

Countless people are looking forward to the opening of the bidding meeting.

A beautiful and curvaceous maid walked among the crowd, bringing tea and snacks to these merchants.

Of course, these teas and snacks are free.

As the clock ticked, the bidding session began.

It's just that before the auction of the final three business licenses started, the bidding meeting first brought out some ordinary projects to warm up the scene.

The auctioneer stood on a high platform with a map hanging behind him.

It is a regional map of the Western Regions.

"The first auction item in this tender is a cotton plantation located in the Western Regions."

"The starting price is 3000 yuan for Daming silver dollars, and each bidding price must not be lower than 100 yuan for Daming silver dollars!"

The auctioneer shouted at the top of his voice.

The location and location advantages of the plantation are clearly marked on the hanging map.

Including local topography, water sources, local cultural conditions, labor conditions, etc.

"This plantation covers an area of ​​[-] mu and is located in a valley with an aboveground river flowing through it."

"It is only [-] kilometers away. There is a large slave population trading market in the past century. You can buy slaves from Tianzhu from the slave market nearby..."

Soon, someone raised a placard to bid for the auction.

"3000 yuan once!"

Immediately afterwards, other people also raised their cards.

"Three thousand and one hundred yuan once!"

"Three thousand and one hundred yuan once!"

"4000 yuan once!"

"..."

Soon, the bidding price was pushed to 4000 silver dollars.

4000 silver dollars to buy a plantation of [-] acres of land, if placed in Han, the price is actually normal, even a little low.

But if it is in the Western Regions, this price is a bit cheating.

But it doesn't matter, the price of the plantation continues to go up.

Everyone is not here today for these warm-up plantations. The banking access license is the key.

Since everyone is interested in getting a business license, everyone has to eat the chicken ribs thrown out in the early stage of the bidding meeting.

Even if it is paid at a premium, everyone is scrambling to express themselves.

The price of such a plantation was called up to 5000 silver dollars before it was considered over, and it was bought by a Shaanxi businessman from Shaanxi.

Of course, although the price of the plantation was a bit premium, the businessman still made some money.

Now Daming's industry and commerce are developing rapidly, and one of the most important industries is the textile and light industry.

With the development of the textile industry, the cotton price in Daming is almost constantly rising.

Growing cotton in the Western Regions will definitely be profitable in the future!
After the auction of this plantation ended, an iron mine located near Baotou in Monan was immediately taken out.

Now that Daming has repaired the railway to the vicinity of Baotou, the traffic in Baotou is much more convenient.

Therefore, the price of iron mines was directly raised to the sky.

From the 5 silver dollars at the start of the auction, all the way to 13.

In the end, it was photographed by a chamber of commerce formed by Shanxi merchants and Mongolian tribal chiefs.

After Daming captured Monan and Mobei, the trade line between Shanxi merchants and the north was reopened.

With the support of the imperial court's policy of developing the grasslands in the south and north of the desert, the vitality of Shanxi merchants is rapidly recovering!
Many Shanxi merchants joined with those tribal chiefs to form chambers of commerce to enclose pastures on the grasslands, reclaim land for planting potatoes and corn manors, develop coal and iron mines, and build wool processing factories.

The labor force of herdsmen on the grasslands was attracted from nomadism.

Various industries are also in full swing!

Next is a lumber mill in Liaodong, a sugarcane plantation in Nanyang, a salt well in Sichuan and Sichuan, and a yak pasture on the plateau...

The bidding will be very enthusiastic!

Someone kept asking for a price, and these things were auctioned off.

After the foreplay of these warm-ups, the bidding meeting ushered in today's climax.

The auctioneer said.

"The next bidding is for three consecutive banking business licenses!"

"In order to ensure the healthy and orderly development of the Ming Dynasty's financial industry, if you want these preparatory operating licenses for the banking industry, you need to pay a deposit to the imperial court before opening a bank."

"Because, the more deposits you pay, the more you can guarantee the safety of the funds of the people of Ming Dynasty, and ensure that even if the bank collapses, the deposits of the people of Ming Dynasty can be compensated."

"The starting deposit is 1000 million silver dollars, and the one with the highest price wins!"

After the auctioneer finished speaking, Li Weiliang raised the bidding card in his hand and spoke.

"The Nanyang Chamber of Commerce bid 4000 million!"

Of course, Li Weiliang couldn't afford 4000 million silver dollars by himself.

However, he was not the only one participating in the auction this time.

Standing behind Li Weiliang was a group of imperial merchants from the Ming Dynasty, and even a group of court dignitaries from Nanyang.

These talents are why Li Weiliang dared to call out 4000 million in one breath.

After Li Weiliang finished speaking, everyone was stunned.

4000 million!
That's 4000 million!
Directly quadrupling the starting price, it seems that these people from the Nanyang Chamber of Commerce are determined to win the banking access license this time.

As soon as Li Weiliang said this, there was a sudden silence in the auction hall.

Obviously, no one is ready to compete with Li Weiliang.

Because, Nanyang Group will win a license, which is the consensus that everyone knows.

They don't have to, and they don't have the ability to fight!

Standing behind this group of people in Nanyang are nobles and imperial merchants from the imperial court.

Hearing this, the auctioneer also spoke.

"4000 million once!"

"Four million twice!"

"Anyone else make an offer?"

"4000 million third time, deal!"

"Congratulations to the Nanyang Business Federation for winning the first bank access license..."

Li Weiliang stepped forward, signed his name on the payment slip, and then returned to his seat holding the voucher.

He had a pretty decent smile on his face the whole time!
……

ps: As everyone expected, this book is almost over.

In the next period of time, the author's update will be more Buddhist, because I have to prepare a new book!
Of course, although the update is based on Buddhism, there is just no way to do it, and it will definitely not be directly eunuch.

Stable [-] words a day, [-] words update is no problem.

(End of this chapter)