Daming: I help my wife be the empress

Chapter 543 The financial future starts from the governance of the salt industry

Hao Guangming came back to his senses and saw Auntie Zhu looking at him with anticipation in her beautiful eyes, so he decided to open his mouth.

"If the country makes money, it won't make a lot of money by opening a factory, and it won't make much money soon. The main reason is that the money is real.

On our side, there are several ways for the country to really make money, such as opening banks to print money, issuing bonds and even stocks to gather private money.

But having said that, you have been enthroned in Nanjing for less than a year, and the local provinces have not really stabilized, and the functions of the various departments of the central government have also been adjusting.

Therefore, it is definitely unnecessary to think about issuing stocks at this stage-I don’t know much about this, I only know that if the stocks are not handled well, it will cause financial disaster.

Even if Daming wants to do it, at least we have to wait for the two of us to study for a few years, learn more about stocks and the stock market, and then do it in a limited way.

As for bonds, if the government’s finances are really needed, they can try to issue some, but they also need to be cautious, especially for the first time.

After all, the reputation of the Ming court is still relatively low in the whole country, right?If the person who bought the bond for the first time has no income, but suffers a loss, no one will buy it later.

As for opening a bank, you can prepare for it.You should know something about the bank, right? "

Auntie Zhu nodded, "It feels like the bank is a combination of the minting and printing institutions of the imperial court and the banks and banknotes that have risen from the people, but it seems to be different."

Hao Guangming smiled and said, "Of course they are different, they are fundamentally different.

Coinage has existed since ancient times. In the Ming Dynasty, the use of this thing has not changed much, that is, copper coins are convenient for people's daily use, and no more uses behind this right have been discovered at all.

Printing banknotes is originally an extension of coinage, but you Ming did not understand it during the Hongwu period. You thought that the credibility of the imperial court could be overdrawn infinitely. "

Thinking of the history of the Daming Banknotes, Zhu Wei's pretty face turned red, and she felt that Zhu Yuanzhang, the great ancestor she had always admired, was indeed short-sighted in finance and economy.

"As for your bank at that time, its main business was lending money. In fact, it was the loan industry. Banks mainly served a very small number of big businessmen and wealthy gentry, which is not the same as modern banks.

Now that you want to open a bank in Daming, let’s not talk about whether the two of us can figure it out, because Daming will definitely not be able to find relevant talents in a short time.

Therefore, I suggest that you start with minting coins, restore Daming's control over minting rights, and select and train a group of money and government talents.

Then try to dig out more functions behind the national minting power and bring them into play.Then let the talents highlighted in this process come into contact with our banking theory.

After about two or three years, when the time is right, we should be able to open a bank.

After the banks are opened, the time for the country to issue bonds should also be ripe.As for stocks, we have to wait. "

Hearing Hao Guangming's words, Auntie Zhu subconsciously nodded slightly, then blinked her eyes, and couldn't help laughing and said, "Your Excellency has said so much, if the court wants to increase financial revenue now, shouldn't it rely on state-owned factories? "

Hao Guangming was a little embarrassed, and hurriedly explained: "I'm not saying this for nothing - there are means for the country to make a lot of money. As the king of a country, you have to know it? Even if it can't be implemented now, you have to make preparations, right?"

"Yes, yes, what Xianggong said makes sense." Aunt Zhu suddenly grabbed Hao Guangming's hand, and smiled in a coaxing tone.

Hao Guangming felt that he had to show his true skills of reading historical web articles for many years, otherwise he would definitely be underestimated by the empress Xiaojiao's wife.

He coughed lightly, and said, "If the country makes money by running factories, they are divided into big and small ones. Of the few factories you are currently running, the glass factory and the glass mirror factory should be the two most profitable, right?"

"That's right." Auntie Zhu nodded, she was very clear about the situation of these factories, "Secondly, the watch factory and the cement factory are making money, but because they are not open to the public, they don't make much money.

As for the remaining military grain factories, quilt factories, steel factories, etc., they are all linked to the military industry, and the business comes from the imperial court, and the money will lose some money after a circle outside. "

Hao Guangming actually understands these situations, and he said: "Your idea of ​​using glass and glass mirrors to make rich people's money is right, but if you want the Ming court to make more money, you have to broaden your thinking and horizons.

What is the most profitable business, in fact, you ancients also understand a little bit.Salt, iron, wine, sugar, vinegar, tea, etc. are necessary for people's daily life. Of course, in our era, there is an added item, that is, cigarettes.

In the past, the Han and Song dynasties relied on the imperial court to monopolize salt and iron and other necessities of life for the people to obtain private money, but this method was very unfriendly to the common people, especially the poor.

In Daming, since your Taizu, apart from mastering the salt industry, no emperor has specialized in other livelihood industries. I don’t recommend you to do it. The imperial court just collects special taxes.

In fact, even in the salt industry, today's profits are actually captured by wealthy businessmen and gentry, and the common people do not actually benefit from it, and even suffer from it. "

Hearing Hao Guangming mention the salt industry, Auntie Zhu thought of what she knew about the salt industry from various sources and the difficulty of eating salt for the common people. A cold light flashed in her eyes, and said: "The imperial court really should rectify the salt industry. gone."

In fact, the control and rectification of the salt industry has been done by every emperor in all dynasties.

Aimee Zhu just had too many things to do before, so she didn't have time to spare.

Hao Guangming continued: "You can use the current salt industry to innovate the Ming Dynasty's salt industry, and then rectify the industry's chaos, so that the imperial court can take the profits of the salt industry.

It might be possible to copy the homes of a group of big salt merchants by hand - as long as this matter is done well, it is estimated that the Ming court will have no problems with its financial operations within a few years. "

Auntie Zhu was still in deep thought, but Hao Guangming continued after a pause, "Of course, factories like soap factories, match factories, and paper mills, which can not only increase the income of the imperial court, but also improve the living standards of the people, can also be established.

There is no need for the imperial court to invest too much in this aspect. Later, I will sort out the relevant information of future generations and give it to you, and then you can find someone to order it, and it should be able to do it. "

"En." Zhu Yuxi nodded, but she was thinking in her heart how to rectify the salt industry, or in other words, who to find to take charge of this matter.

Because from the bottom of her heart, she still felt that copying the salt merchant's house was more enjoyable.

However, the business of the Shanxi merchants is not over yet. Even if she wants to do the business of the salt merchants, she will have to delay it for a while...
Hao Guangming found out the modern technological materials suitable for the production of soap, matches, and papermaking in the Ming Dynasty, and Auntie Zhu handed it over to the following people.

These are not big things, and whether the people below are doing well or not, it will not affect the overall situation.

It is worth mentioning that in mid-February, Li Yan brought some officials left over from the former Jianguo Mansion in Chengdu, as well as staff from the Staff Department, to Nanjing.

At the same time, some personnel from the Chengdu Secret Engineering Bureau also arrived.

The Chengdu Secret Manufacturing Bureau has been recruiting folk "strange people and strangers" and skilled craftsmen, including Taoist priests who are good at alchemy. It should be no problem to realize the production of soap and matches according to the information.

Another two or three days passed in a blink of an eye, and the time came to the second day of March in the first year of Zhaowu.

Aunt Zhu held a special meeting on education in the Hall of Martial Arts.

At the beginning of the meeting, Aimee Zhu started the topic like in previous special meetings.

She sat on the dragon chair, glanced at the ministers below, and said: "Since this is a special meeting on education, can you tell me about the current situation of my education in Ming Dynasty?"

　First more.

　　Thank you [Reindeer Mochizuki] for the 100 starting point coins reward support!
　　Correct the typo later.

　　
　
(End of this chapter)