Back to 90s she just wants to get rich

Chapter 571. 571. A Gentleman Loves Money
Yang Zhao went on to say, "You also know that I am in the field of electronic products, so I often deal with some electronic product manufacturers, such as making U disks, MP3s, and mobile hard drives.

Over time, I learned that their products all use a common core electronic component, that is, storage chips, memory, and CPU. "

Nodding to Jin and the others, Yan Chen said, "Well, we know this, don't we know how to use this thing on computers?"

Yang Zhao nodded vigorously, "Well, yes, this thing is also used on computers, but it seems a little different, but the functions are basically the same."

Xiang Jin said, "Continue."

Yang Zhao followed suit and said, "I found that the profit value of this thing is very high, and the profit is at least a few yuan or more, and sometimes a chip can earn dozens of yuan if it is out of stock in the market. "

"Such a high profit value?" Both Xiang Jin and Yan Chen were taken aback for a moment.

Yang Zhao nodded, "Ah, and it's all settled in cash. As long as you confirm the order with the customer and deliver the goods to the customer, the customer will arrange payment for you immediately after counting the quantity."

Xiang Jin asked, "Don't customers need to undergo quality inspection?"

Yang Zhao said, "Those chips are all imported with original packaging, basically there is no defect rate, even if there are some individual chips that can't run out of the specified capacity, they still have capacity. A chip is, or it is downgrading for customers.

For example, the capacity I originally sold to the customer was 256M, but the customer only ran 128M in the process of using it, so I will buy this chip as a 128M chip at this price, but like this The probability of planting is generally very small, almost a one in ten thousand chance. Do you know what we are doing the most popular now? "

Xiang Jin said, "Electronic products must be the most popular, haven't you already said it?"

Yang Zhao nodded and smiled, "Yes, but there are several types of electronic products, such as resistors and capacitors, tantalum capacitors, transistors, crystal oscillators, main controllers, chips, batteries, LED backlights, injection molding, That is to make casings, packaging boxes, stamping, and this is mainly to make hardware parts, such as screws, springs, data cables, glass lenses, trademark LOGO design, silk screen printing and dyeing, etc.

But among these, except for the chip and the main control, other credits can be used for credit, such as monthly settlement, semi-monthly settlement, and some even semi-annual settlement, but the chip and the main control are different, they must be settled in cash of.

For example, the master control is generally provided by the solution provider. If he provides you with the solution, you have to buy the chip from him. So now the solution in Shenzhen is the most popular. One of their customers is hundreds of thousands of chips. The provision of control, but the price of the main control is not as high as the chip.

Originally, the chip was also in the hands of the planner, but later some merchants who did business had the ability to get the chip channel, so later traders also started to make chips, like the original chips, which are basically compatible, No matter what program can use its chip. "

Xiang Jin joked, "It seems that you really have a deep understanding of this idea industry all these years?"

The rest of the family also looked at them with smiles on their faces. Although they couldn't understand what they were saying, seeing how engaged they were talking, everyone stopped talking and just watched what they said.

Yang Zhao was a little embarrassed and said, "Actually, I still have the strength to run business every day. If I didn't run business outside every day and deal with those customer manufacturers, how could I know so much."

Xiang Jin asked, "Does your boss know you fry chips?"

Yang Zhao said, "That must not let him know. Any boss hopes that his employees can do things for him wholeheartedly. How can he be allowed to do side jobs outside?"

Yan Chen said, "Which chips have you speculated? As far as I know, there are quite a lot of chips."

Yang Zhao nodded, "That's right, there are quite a lot of types, such as Japanese brands like Toshiba and Hitachi, American brands like Inter and Micron, as well as Korean brands like Samsung and Hyundai.

However, South Korea's Samsung and Hyundai are the most hyped, as well as American Micron, and the two Japanese brands are rarely used. "

Yan Chen then asked, "How many megabytes are they all?"

Yang Zhao said, "At present, the common capacity in the market is 16M, 32M, 64M, 128M, and 256M, and the most used ones are mainly concentrated in the three capacity stages of 32M, 64M, and 128M. That’s right, these three capacities are the most out of stock on the market.”

Xiang Jin asked, "Since when did you start speculating in chips? How much money did you make by speculating in chips?"

Yang Zhao said with some embarrassment, "I started speculating in chips in the second half of last year, and now I have earned a Mazda scooter."

Both Xiang Jin and Yan Chen were stunned for a moment, and then Xiang Jin smiled, "It's ok, isn't it good?"

Xiang Jin's grandparents and uncles all looked happy, Xiang Jin's second uncle looked envious, and the other elders in the family also smiled.

Yang Zhao said, "The main reason is that I bought a house and I don't have enough funds on hand, and I also have to run a business, so I can only speculate when I am free, so that sometimes the price of chips will be higher than that of chips." It is a bit high, but it still cannot be sold in time, and it will take a while to wait until it is out of stock on the market and the price will increase, so it will miss some opportunities for turning the market in vain.”

Xiang Jin asked, "Have you paid off your mortgage?"

Yang Zhao said, "Not long ago, I paid back another 8 yuan. I haven't paid it off yet, but it should be paid off this year and next. I bought that car mainly for delivery purposes. Like some The location of the client's factory is relatively remote, and he can't get there if he catches the bus, so he has to drive there, otherwise I will have paid off the mortgage."

Xiang Jin and Yan Chen nodded.

Xiang Jin then asked again, "Then Xiang Lan and Yang Xu invested money in chips for you, how much money have they made so far?"

Yang Zhao said, "Both of them have earned about [-] to [-] yuan, but every time I make money, I send them the money."

Xiang Jin smiled and said, "These two guys are quite opportunistic. If you contribute, the two of them will put money with you to increase the value."

Everyone in the room burst out laughing.

Yang Zhao also smiled and said, "Actually not, the main reason is that I didn't have a lot of money when I first speculated on chips, only 4 to 1 yuan, and then I borrowed [-] yuan from the two of them. I have made money, so I will add another [-] yuan to take advantage of it.

I will arrange for 20.00% of what they earn each time, and then the remaining 60.00% will be my own. "

Xiang Jin smiled and said, "Hey, your interest rate is quite high, then I will invest 50 for you, and you will share it with me at the rate of 20.00%, and you will keep the rest."

"You, you vote too?" Yang Zhao suddenly had an expression of disbelief.

Xiang Jin, her grandparents, and the two uncles also had expressions of astonishment on their faces. All of them opened their eyes wide and excited at the same time. Was Xiang Jin giving him money for obvious reasons?
Aunt Liao also looked at them with a smile on her face. Aunt Liao wanted to go back to the provincial capital with Xiang Jin and her parents yesterday, but she was persuaded by Xiang Jin and the others to stay and stay for a few more days.

Xiang Jin nodded, "Ah, I voted, how about it, do you agree?"

Yang Zhao shook his head, and Xiang Jin frowned, and Yang Zhao explained, "Sister, I don't agree with you investing money, what I mean is that the 20.00% interest rate is too low for you, don't worry about it." Urgent, listen to my brother tell you.

If you invest so much money, my brother has an ambitious plan here, that is, I want to resign, and then hire two people to make chips, not too many people, that is, I have two or three salesmen, and then It is enough to have a delivery driver, and then I will set up a small trading company.

But my younger brother’s situation is not up to the qualifications for recruiting people, so this company means that you need to set up this company, and I can manage it for you. It means that I am a trader, paying attention to the price of this chip and looking for sources of supply every day. , When the time comes, you will pay me a salary, and then give me a 5.00% profit. "

Xiang Jin said, "5.00%, isn't that too low?"

Yang Zhao said, "It's not low, it's not low. If I earn 1 yuan a day, I will have a profit of 500 yuan. The chip industry can sell more than 1 yuan a day. Some customers can sell more than [-] yuan a day. Hundreds of thousands, how much money do I have to earn a day? It’s much better than working in other companies.

I work for others, and I only earn 200 yuan for a bill of nearly 8000 million yuan a month, and I have to pay for the account. If the account for that month is not recovered, I will not receive the commission for that month’s salary. So 5.00% is enough. "

Yan Chen said, "Well, let me ask Chen Zicong to find a place over there to start the company first, and then we will invest 300 million in it. You will be a trader. In addition to the monthly fixed salary, we will give you 20.00% of the pure profit, you don't need to hire a delivery driver, I will arrange for you to go there when the time comes."

"Bai, 20.00% of the shares? This, isn't this too much?" Then how much money will he make by then?Yang Zhao's heart was beating non-stop, and he looked at Xiang Jin and Yan Chen in disbelief.

Xiang Jin smiled and nodded at him, "Well, work hard, as long as you work hard, sister and brother Chen will not treat you badly, although you and brother Chen can also learn about the daily market through the computer , but the two of us are still sitting here after all, so Shenzhen has to rely on you, so don't you want to let me and your brother Chen down?"

"Oh, good, good, good, sister, brother Chen, don't worry, brother will do a good job," Yang Zhao immediately responded.

Yan Chen said, "At that time, the lawyer and Chen Zicong will go to Shenzhen together, and he will hand over a share agreement to you, and you only need to sign it at that time."

"Oh, good!"

Then Yan Chen asked again, "What was your basic salary before?"

Yang Zhao said, "Two thousand and five."

Yan Chen said, "I'll give you five thousand."

The people in the room were shocked again, this has been doubled directly, they don't know how much the 20.00% equity is, but they know that the basic salary has actually doubled.

Then Yan Chen asked again, "What about your transportation meal allowance?"

Yang Zhao said, "There is no meal allowance, and the transportation allowance is reimbursed, but it only looks like a few hundred yuan a month."

Yan Chen said, "Well, I don't have meal allowance here, and the transportation allowance will reimburse you 1000 yuan a month for gas expenses."

Yang Zhao declined and said, "No, no, I don't need the transportation subsidy, and I don't need to deliver the goods when I have a special driver, and I don't need any gas money. Even if I have it, it's my private car. If you want to use the car privately, then I should pay for it myself.”

Xiang Jin said, "You don't need to meet clients? Like some big clients, you must come to meet them in person."

Yang Zhao said, "See you, I want to see you, am I not the boss of the company? How can you pay for everything, but I don't pay for anything, so what's the difference between picking peaches and me? This makes my brother feel very ashamed, so this is not acceptable no matter what."

Xiang Jin, her grandparents and uncle also nodded and said, "Yes, yes, this one doesn't need to be reimbursed, he didn't pay anything, and you have already given him so many shares, and you have given him so much money back. If Yang Zhao accepts the salary, he will be too greedy, not to mention that he is shameless, even we are all shameless."

Yang Zhao nodded sharply.

Xiang Jin immediately nodded, "Okay, let's do it this way, that is, I will give you 20.00% of the shares, and in addition, I will receive a salary of 5000 yuan from the company every month. Is there no mention?"

Yang Zhao waved his hand and said, "No, no, I'm the boss, what commission do I need?"

Xiang Jin said, "Okay, then it's settled!"

Everyone was happy, and then the elders went to cook, Xiang Jin, her grandparents also went to help, and Yan Chen, his uncle and aunt helped them with Xi Bao, that little guy wanted to walk very much now Very, so the two elders are teaching him to walk right now, and there are only three young people left in the reception room, Xiang Jin, Yan Chen, and Yang Zhao.

Yan Chen asked, "Are you trading stocks?"

Yang Zhao shook his head, "I don't trade in stocks. Although the stock market is very good now, I don't know much about the stock market. I also know that some people may get rich overnight, while others become poor overnight. Well, I'm not a very smart person, so it's better not to touch those people, but to be honest and do my sales in peace."

Xiang Jin and Yan Chen nodded, and then asked about other things, and didn't tell him that the two of them were trading in stocks. After all, the stock market is still very risky. Why don't you talk about it? No, don't At that time, he will also follow them to speculate in stocks, and then it would be bad to rely on them if he loses money.

Besides, the chip trading company they are about to establish still needs someone to sit in and manage it. If he has been staring at the stock market all day, who will take care of their chips?
They are about to invest 300 million in the Big Three, and they don't want to lose all their clothes and pants at that time, so it's good for him not to speculate in stocks, so he can concentrate on doing chip business for them.

You must know that the chip is actually the same as the stock, and it is also bearish and bullish. Although the development of electronic products has been rapid in recent years, it still depends on the supply of goods in the market and the international stock price. Yes, so it is still not sloppy.

At night Xiang Jin suddenly sat up from the bed, Yan Chen asked, "What's wrong?"

Xiang Jin got off the bed and put on his shoes, "I haven't read the gift book on our wedding day yet, I'll go get it, let's take a good look?"

Yan Chen said, "Okay, but we haven't had time to open the red envelopes we received before, so let's take them and open them and record them in the gift book."

"Oh, yes yes yes!"

Xiang Jin brought the gift book and those red envelopes, and then the two of them sat on the bed and looked at it together. They first looked at the gift book, and found that their employees and executives generally paid [-] yuan casually, like those suppliers and customers It should be higher accordingly, some are three thousand, some are four thousand, and some are more than five thousand.

For example, Yan Chen's father and the old man's interpersonal relationship are all accompanied by generous gift money. Except for his subordinates who each paid six hundred, everyone else is unified. Yan Chen's father paid two thousand, and Yan Chen's father also paid three or four thousand, regardless of four or five thousand. Yan Chen's young Han Che took ten thousand, Zhao Xiaogang took three thousand, Jiang Han and Wang Yu each took two thousand, However, the three of them also individually sealed a 500 yuan red envelope for Xi Bao.

Xiang Jin said, "Hey, the gift money is still quite high, isn't it?"

Yan Chen said, "They're taking it easy now, when they have something to do, we'll go even higher."

Xiang Jin nodded, "That's true." Favor debts are like this. If someone seals you two thousand, you will get at least two thousand, or upwards of two thousand. It must not be lower than two thousand. Or if the two thousand is exchanged for someone else at the same level, it would be too unreasonable.

However, the old man and Yan Chen's father said that they only need to keep the gift money, as for the relationship between the two of them, the two of them will just go out and date, and the two of them don't need to participate in it.

This is the gift book from the wedding. After reading it, Xiang Jin and Yan Chen put it aside, and then opened the red envelopes sealed by relatives at home.

Looking at the thick red envelope, Xiang Jin joked, "Why do I feel like all of these are worth more than 1 yuan?"

Yan Chen smiled and said, "Don't you know if you take it apart and take a look?"

Xiang Jin nodded, "Okay, I'll take it apart, and you will do the registration."

Yan Chen took out a pen from the drawer to prepare for the registration, Xiang Jin opened a red envelope, and saw inside was a stack of brand new hundred and zero volumes with numbers attached, and the stack of hundred and zero volumes was still sealed with a seal "I reckon it's [-]," she said, quickly counting the wad of money with the money counting technique she learned from her mother, "It really is [-]."

"Who gets it?" Yan Chen asked.

Xiang Jin picked up the red envelope and looked at it, "My uncle's, wait a minute, he even sealed a red envelope for Xi Bao, I'll count it and see how much it is."

Yan Chen nodded, then added Uncle Xiang Jin's name on the back of the gift book, registered [-] on it, and then wrote a plus sign on the back, waiting for Xiang Jin's reply, Xiang Jin quickly Back, said it was two thousand, Yan Chen added it at the end, and marked the word "Xi Bao" in brackets at the end.

Next is her second uncle, her grandparents, her second uncle and elder uncles followed the same gift, and the red envelope for Xi Bao was also two thousand, and her grandparents gave them a gift of twelve thousand, He also gave Xi Bao a red envelope of two thousand.

Next came Xiang Jin's brothers and sisters-in-law, Xiang Jin's sister-in-law's parents, Aunt Liao, Yang Zhao, Xiang Lan, and Yang Xu.

Xiang Jin, her brothers and sisters-in-law still gave them a bank card, and stacked with the bank card was a note with a gift of [-] yuan and the password of your birthday.

Looking at the bank card and note, Xiang Jin couldn't help muttering, "He has time to go to the bank to apply for a card, so why not just transfer the money to me, how convenient it is."

Yan Chen smiled and said, "Your brother thinks there should be a sense of ceremony in giving gifts."

Xiang Jin sighed, "Oh, that's all, I'll transfer it out on the computer tomorrow, my sister-in-law and her parents sealed us six thousand this time, and Yang Zhao too, my uncle sealed it for us." Ten thousand, he sealed us another ten thousand, Xiang Lan and Yang Xu, and Aunt Liao each sealed us six thousand, do you remember?"

"Okay, take a look," Yan Chen immediately handed the gift book to her, Xiang Jin took it, and then joked, "This is a debt."

Yan Chen smiled and said, "It's impossible."

Xiang "Oh, this wedding is finally over. You don't know that I feel tired this month," Xiang Jin sorted out the gift book and the money, and then locked them in the safe. Holding her tightly in his arms, "Next, you can take a good rest for a few days, but I'm sorry that I don't have time to take you on your honeymoon. When I'm done with my work, I'll take you out for a few days to relax."

Xiang Jin found a comfortable place in his arms, "Even if you have time to take me on honeymoon, I don't have time to go on honeymoon with you. First of all, Xi Bao, don't worry about leaving him at home alone for so long Time?
Secondly, grandma, grandpa, and uncle, Aunt Liao and the others are still here. They came so far away, maybe they won’t come to BJ again after this, we always have to take them around for a while, and see what’s on BJ’s side The scenery, you won’t have any regrets when you go back, will you? "

Yan Chen hugged her a little tighter, "This is true."

"Hey, why did you suddenly promise to invest 300 million to Yang Zhao? Are you not afraid of losing money?" Xiang Jin suddenly raised his head and told him another matter.

Yan Chen said, "I am very optimistic about this field. In fact, I have been paying attention to the electronics industry sector long ago, but I have not found an opportunity to enter this field. In addition, my work focuses on developing real estate, so this Things have been put on hold.

Yang Zhao just gave us this opportunity. Since he was speculating on chips and planned to start a new business instead of working in the original company, then we just took the opportunity to enter. Yang Zhao is a capable, hard-working, outstanding, and calm person. , I believe there will be nothing wrong with letting him manage the chip company. "

Xiang Jin nodded, "To be honest, he is more capable than his brother."

Yan Chen nodded, undeniably, "Yes!"

Yan Chen asked, "Who do you plan to send over there to arrange delivery?"

Yan Chen said, "What do you think of Xiao Zhang?"

"Xiao Zhang? Which Xiao Zhang?" Xiang Jin asked.

Yan Chen reminded him, "It's the orderly next to Grandpa, the one with Xiao Yang, who used to be at the courtyard in the provincial capital."

"Oh, I remember, I remember," Xiang Jin suddenly realized, "After grandpa left office, he seemed to have retired after his service period, and then returned to his hometown, right?"

Yan Chen nodded, "Well, it is said that Uncle Tao has been in touch with them all the time when he is working on the construction site. When he told me about them the other day, I think he is a little inferior to work on the construction site, but he was arranged to work on the construction site. Come from the company, I didn't think about what kind of job I should arrange for him.

Now we are just about to form a chip company. I think it is just right for him to be the driver. He has been in the investigation company before, and he is more sensitive to road conditions than ordinary people. There will be no such blind roads. The phenomenon of madness, if the customer needs the goods urgently, when the request must be delivered, it will not delay the delivery due to going the wrong way. "

Xiang Jin nodded, "That's true, then why don't you call him and ask him if he wants to?"

Yan Chen said, "I don't have his phone number here, I'll call him after I ask Uncle Tao tomorrow."

Xiang Jin nodded, "Okay, you arrange this matter!"

While Xiang Jin and the others were discussing things, Xiang Jin's grandparents called Yang Zhao to their room, and Xiang Jin's uncle and second uncle were also present.

Xiang Jin and her grandfather said to Yang Zhao, "Your sister and your brother-in-law are helping you on purpose, don't you know what to do and how to be grateful?
With so many capable people under their hands, why should they let you be the boss of that chip company, pay you such a high salary, and give you 20.00% of the company's shares?Isn't that because they see it for the sake of our relatives?

So don't you want to live up to their trust and expectations of you?Also give us old Yang's parents face and be proud. Don't learn from those dubious and dishonest people. After making a little achievement, you will get a crooked mind, thinking that your sister and your brother-in-law are high and the emperor is far away. Without you, you can run amok.

Your sister and your brother-in-law also told you that as long as you work hard, they will not treat you badly.

20.00% of the shares, have you ever thought about how much money you will get at that time?Your aunt is a heartless person, so don't be the second person without a conscience, or your grandson and I won't have your grandson! "

Xiang Jin's grandmother nodded at the side, and Xiang Jin's uncle also said, "Yes, yes, but you must not do that ungrateful thing. When the company returns the money, you will promptly give the money to your sister and the others for arrangement." Come here, but don't misappropriate it without their consent, or put it in your own pocket, that's a bad thing, as the saying goes, what does a gentleman love money?"

Yang Zhao reminded, "A gentleman loves money in a proper way!"

"That's right, that's right. You only take what your sister and your brother-in-law give you. If you don't give it to you, you can't touch it, and you can't reach out to know it? We still have to be principled and ambitious in life! "

Yang Zhao nodded, "I know, don't worry, grandpa, grandma, dad, second uncle, I know what to do, I won't disgrace our old Yang family, my sister and my brother-in-law, treat me well , treat our family well, I remember it all.

I won't be like the boss who listens to a woman for everything. You see, my sister and the others are holding a wedding this time. Although they didn't give them an invitation, they should still bring a gift.

You must know that when their family gave birth to a daughter, my sister even gave them red envelopes, but when my sister and the others got married and had a baby, they all drooped their eyelids and pretended not to know, thinking that you and them belonged to the same family , and the families haven’t been separated yet, they don’t need to come again after you come.

That is, when Yang Xu was admitted to school, my sister not only sent a gift money to the second uncle and the others, but also wrapped a big red envelope for Yang Xu alone. I brought Lilly to my sister.

Yang Xu is much younger than them, and he understands these relationships, but the couple just don't understand. I think he is only worthy to stay in that small county town and sell his baked bread forever! "

Xiang Jin, her uncle and grandparents just sighed, the boss's behavior this time is indeed a bit disappointing, and it's no wonder that Yang Zhao has problems with them.

Xiang Jin's second uncle was a little envious of Xiang Jin and Yan Chen for helping Yang Zhao, but after hearing that Yang Xu brought her sister a gift, he suddenly felt proud again. Good job, didn't embarrass him and his mother.

As long as this child has a good relationship with her brother-in-law, he believes that Xiang Jin and Yan Chen will help him if needed in the future. Thinking of this, he feels relieved again.

After breakfast the next day, Yang Zhao took a taxi to the airport, while Xiang Jin and Yan Chen drove her grandparents, two uncles, and Aunt Liao to visit BJ City.

They first led them to visit Tiananmen Square, and then led them to visit the Forbidden City. They stayed in these two places for a long time and visited them carefully, so it took a full day for this place. In both places, they took pictures of them, took pictures, and took some pictures with them.

"Grandpa, grandma, uncle and aunt, tomorrow we will go to the Summer Palace and Xiangshan Park. These two places are very close to each other. Xiangshan Park has Xiangshan Temple and Hongguang Temple. Then you can go to burn incense and worship Buddha , at the foot of the mountain is the BJ Botanical Garden, where there are many kinds of plants, many flowers and trees that you have never seen before, you can go and have a look.

The day after tomorrow, let’s go to the Temple of Heaven. The Temple of Heaven is the place where the emperors of the Ming and Qing dynasties offered sacrifices to heaven and prayed for a good harvest. It’s also very big. When we come back, we’ll go to Yandai Xiejie Street. Yandai Xiejie is the oldest street in BJ. The Beijing flavor is very strong here, and it is a well-known cultural festival in BJ. When I come back, I will take you to visit Prince Gong’s Mansion. On the fourth day, we will climb down the Great Wall. "

Her grandmother said, "Oh, you have to go shopping for so many days? No, no, this will delay your business too much."

Xiang Jin said, "It's okay, my business can't be delayed, Yan Chen is really busy, he'll just go to work then, and I'll take you on a tour.

The ones I mentioned above are the most famous tourist attractions in BJ. If you come to BJ, you have to see these tourist attractions. diet. "

Aunt Liao was very sorry and said, "Do you see how much trouble I have caused you this time?"

Yan Chen said, "Aunt Liao is out. We are already very happy that you can come to our wedding. What should I do if I accompany you to visit BJ's tourist attractions? I'm a little sorry, maybe I can't I will accompany you all the way, recently because of the marriage, the company has piled up a lot of work, so from tomorrow on, Ajin will accompany you, grandpa, grandma, and uncle, don't you mind?"

The elders immediately waved their hands and said, "No, no, go and do your work if you have something to do, don't worry about us, we are accompanied by Jin girl."

Yan Chen nodded, and then drove the car seriously.

(End of this chapter)