I'm not really a god of rebirth

Chapter 69 A Loan

Wang Xiaowei cried again.

She didn't know why Li Dong suddenly became cold towards her.

It was fine, Li Dong's colleagues all called her sister-in-law...

Wang Xiaowei felt so wronged and had nowhere to confide in.

Li Dong went back to the room on his own, and fell asleep.

He didn't go on a blind date at night, but Li Tongwei asked him to go out for a drink.

Said that the blind date was purely to annoy Wang Xiaowei.

I don't know why, but now when he sees Wang Xiaowei crying with anger, he feels an inexplicable pleasure.

When he woke up, it was almost dark, so Li Dong casually put on a pair of pants and went out in slippers.

If plaid shirts and black-rimmed glasses are the standard equipment for science and engineering men, then pants and slippers are the standard equipment for traders.

Many traders in the company are wearing pants and slippers, and wearing a bird's nest head.

There has always been a legend in the US stock market circle. A few years ago, a US stock company still paid wages in cash, and then there was a trader at the level of a small god. With money, wearing pants and slippers, and wearing a bird's nest head, I got on the bus.

Then, count the money one by one on the bus...

Everyone in the car looked at him in shock...

Compared with those, Li Dong is pretty good, at least there is no bird's nest head.

When they came to the place where Li Tongwei was the best, Li Tongwei and Liu Zhaoyuan just arrived, and Liu Zhaoyuan came by car.

Roewe 350, his father bought it for him.

It was precisely because of this car that Liu Zhaoyuan later had a shadow of domestic cars, and he would never buy domestic cars again after changing cars...

But now Liu Zhaoyuan is quite satisfied with his car, and often shows it off in front of his classmates intentionally or unintentionally.

After all, he was the first among this group of classmates to buy a car.

The three of them ordered a few dishes casually and started drinking.

"I bought all the three tickets you mentioned. Guangcheng Nonferrous Metals bought [-] shares, Zhonghe Sanyuan bought [-] shares, Yunfei Integrated bought [-] shares, Zhonghe Sanyuan and Yunfei Integrated It didn’t move much, but the Guangcheng Nonferrous ticket, I just bought it, and there were two lower limits in a row, but fortunately it rose back a bit yesterday, is this ticket okay?”

After drinking two glasses of wine, Li Tongwei asked Li Dong impatiently.

The ticket for Guangcheng Nonferrous Metals was resumed on Wednesday, and Li Tongwei bought it as soon as the auction was resumed.

Zheng Wentao and Wang Luqing were both there at the time, and they tried to dissuade them, but Li Tongwei refused to listen and insisted on entering the arena.

As a result, after entering the market, the limit fell on the same day, and another limit fell the next day.

Wang Luqing was better, just kept shaking his head and sighing.

But Zheng Wentao was not so polite. He not only mocked Li Donghao, but also said to everyone in the industry that Li Tongwei bought a stock, and when he entered the market, there were two lower limits, and he lost more than 1 yuan.

So much so that when people in the two-day trip saw Li Tongwei, they laughed and teased him: "I heard that when you buy stocks, there are two lower limits as soon as you enter?"

It has become a joke in the industry.

This made Li Tongwei quite helpless.

Li Tongwei asked Chen Wei out this time because he wanted to ask him about the three tickets.

He really has no idea at the moment.

For a retail investor like him, the current situation is the most disturbing.

If the loss is really big, then I will not be so anxious, and I will just smash the jar.

This is how to carry the handle.

"These three tickets, after you told me the other day, I also had people look at them, and they all said they were average, so I didn't dare to buy them. Dongzi, these three tickets... do you have inside information? ?" After Li Tongwei finished speaking, Liu Zhaoyuan also asked.

They also have resident account managers of securities companies and financial managers in their business. These people are so-called professionals. In Liu Zhaoyuan's eyes, they are much better than Li Dong, who specializes in US stocks.

So, when Li Tongwei told him that day that Li Dong had recommended three tickets and asked him if he wanted to buy a ticket together, he consulted those in the industry.

As a result, no surprise, those professionals said in unison that these three votes were rubbish.

Liu Zhaoyuan was too scared to buy it.

By Friday, except for Zhonghe Sanyuan, which had risen a little, Guangcheng Nonferrous Metals and Yunfei Jiji had both fallen, and Guangcheng Nonferrous Metals even went up to the limit.

This made Liu Zhaoyuan more suspicious of Li Dong's level.

Of course, although he doubted Li Dong's level, he would not doubt Li Dong's character.

Since Li Dong recommended these three tickets to Li Tongwei, there must be his reasons.

After all, they asked Li Dong for tickets more than once before, but every time Li Dong refused, saying that he didn't understand the domestic market and couldn't recommend them, and even advised them not to touch domestic stocks as much as possible.

There must be a reason for recommending three tickets uncharacteristically this time.

The only reason Liu Zhaoyuan could think of was inside information.

After hearing this, Li Dong smiled slightly, and said, "Is there any insider information, I just think these three tickets are good. You can just take them, Lao Li, don't worry, I will guarantee you to earn money."

He did not suggest Liu Zhaoyuan to buy.

Anyway, Liu Zhaoyuan already knew these three tickets, so he decided whether to buy them or not.

Hearing what Li Dong said, Li Tongwei felt relieved, and said, "Then I will follow your orders and take it. At worst, I will lose the 20 yuan."

Liu Zhaoyuan said: "Be careful, if Zheng Xiaohui finds out that you have lost her money, it would be no wonder she would forgive you."

Li Tongwei said disdainfully: "She dares!"

Li Dong and Liu Zhaoyuan were both happy when they heard this.

Li Dong said: "Okay, okay, don't pretend in front of us."

Liu Zhaoyuan also said: "That's right, you can say this in front of us, and if you have the ability, tell Zheng Xiaohui face to face."

Li Tongwei was shocked immediately, and smiled embarrassingly.

The three chatted about stocks for a while, and Li Tongwei suddenly mentioned another matter.

"Dongzi, isn't your house close to the sea? How much do you know about mariculture?"

Li Dong was stunned for a moment, wondering why Li Tongwei suddenly mentioned this matter, so he said: "I know a little bit, my uncle's family is engaged in breeding. What's the matter, why do you ask this? Someone around me is engaged in breeding?"

"No, a person came to me for a loan two days ago. He was engaged in breeding. He said he wanted to build several modern breeding greenhouses, and the loan was 500 million. I don't know much about the risks of this breeding, so I didn't rush to approve it. Find out." Li Tongwei said.

Li Dong listened, nodded, and said: "This is the case. How to say this thing, there are still many factors that affect the risk, such as the market, climate, etc. In addition, the human factor is also very important. It’s also farming shrimp, some people can make money, and some people can lose money, it’s really hard to say. By the way, wait a minute, where is the farmer you mentioned?”

Li Dong also suddenly remembered something.

In the previous life, probably next year, at the end of spring and summer, a serious red tide broke out in the sea area near Yuncheng.

Many farmers suffered heavy losses.

Among them was his uncle.

That year his uncle lost more than 1000 million yuan and almost went bankrupt.

It took several years to slow down.

If the farmer who asked Li Tongwei for a loan was also a local farmer, then he really had to pay attention.

"It's on Hailong Island." Li Tongwei said.

Li Donglue pondered for a while, and said, "If you release the money, if you can't get it back, will it affect you a lot?"

Li Tongwei said: "That's for sure, 500 million. If I can't get it back, I'm the person who is directly responsible. If it doesn't work out, I'll be fired from the business."

"So serious?" Li Dong was taken aback.

Liu Zhaoyuan said: "Don't listen to his nonsense, it's not that serious. As long as the procedures are correct, he can't take much responsibility. At most, he can deduct some bonuses. How many loans can the bank not collect in a year? Our branch alone, last year, only one There are billions of bad debts, our president has nothing to do, we should eat and drink, 500 million is nothing. Moreover, this loan is not reviewed by him alone, there are several supervisors and presidents, how can we take turns? It’s not his turn to take responsibility as a soldier.”

Li Tongwei said: "Fuck, what are you doing, what are we doing? Can we compare with you? 500 million is nothing in your eyes, but it is a big order in our eyes. If we really can't get it back , let alone me, our supervisors have to take responsibility."

Liu Zhaoyuan said: "You just joined the bank, and you will know after you have worked in the bank for a few years. Let me tell you, as far as the guys in our bank are concerned, you need to ask them for a loan of 500 million, which is less than this amount... ..." Liu Zhaoyuan stretched out a finger and continued: "...I don't even talk to you. As long as you get the money, you are a leather bag company, and they dare to lend you money. Those guys are bold and black-hearted. , just a bunch of beasts."

Li Tongwei said: "I'll go, you're too dark, aren't you?"

Liu Zhaoyuan smiled disdainfully: "Oh, what do you think? Let me tell you, you don't care about risk or not for this amount of 500 million. This amount..." Liu Zhaoyuan stretched out another finger: "... Agree, Immediately lend money, if you don’t agree, go to whoever you like.”

After hearing this, Li Tongwei shook his head and said, "I don't dare, I'd better be honest."

Liu Zhaoyuan nodded to Li Tongwei a few times with a look of hatred for iron but didn't say anything.

Listening to the words of the two, Li Dong also remembered some things from his previous life.

In the past two years, many domestic banks have become much more relaxed in terms of loan approval.

In this way, these people under the bank became more and more courageous.

The hands are also stretched out longer and longer.

And this trend lasted for many years before it was gradually contained.

In the previous life, the president of Liu Zhaoyuan's company, that is, Liu Zhaoyuan's backer, fell on this.

I heard that in that year, one of their branches incurred tens of billions of bad debts, which shocked the whole country!

Now, hearing Liu Zhaoyuan's disapproving expression when he mentioned these things, Li Dong just shook his head secretly.

Fortunately, Li Tongwei is still very principled.

"So, if you can't get this loan back, it will have a big impact on you?" Li Dong asked Li Tongwei.

Li Tongwei nodded.

"If that's the case, I suggest you don't release the money." Li Dong said.

If you lend money this year, you will definitely not be able to get it back that year, at least next year.

And when the red tide comes next year, the farmers will lose their entire property, so how can they have money to repay the loan.

(End of this chapter)