Group pet age: Koi cub is three and a half years old

Chapter 378 Must Have Mortgage

"Then let's borrow some money! I heard from them that many people are in charge of borrowing money from banks, and the annual interest is only one percent."

Because Geng Jing runs outside all day and contacts a lot of people and things, she probably knows a little about these things. It is indeed a good way to borrow money from the bank, so she put forward her own idea.

It's just that Liu Cuihua looked worried after hearing this suggestion.

"But our family doesn't have a serious job now, can someone lend it to us?"

Liu Cuihua had actually heard about this. The department store they were going to build had borrowed a lot of money from the bank after hearing about it!
The laborers who came to eat at her place had been discussing this matter for a long time, and they were all very envious. Everyone said that if they could borrow that much money, they would definitely be able to do big business!

But she never thought about borrowing money from the bank.

That has to be something that big bosses and officials can do!

Ordinary people like them can do it?Can other banks look down on them and lend them money?
Although Liu Cuihua's words are blunt and harsh, they do make sense. No one in her family has a serious job now, they are all engaged in small businesses. There are three houses in the family, but the money they want to borrow from the bank , That's hundreds of thousands!Can this work?

"Let's ask if it's okay, but now let's talk about buying a big truck to pull goods, do you agree?"

Liu Guofu didn't expect his idea to be realized right away.

After all, what a big deal, their family is not a royal relative, so how can they be so capable!

The main purpose today is to settle this matter. After all, he is working with the second brother, so he has to listen to the opinions of the big guys, and see if it can be done. Everyone agrees or disagrees.

"I agree!"

Liu Guoqiang was the first to raise his hand. When he first listened, he also felt that his younger brother was a bit whimsical, but after thinking about it carefully, it is actually doable and feasible!

The two brothers are going to support the family, the Lord must think of some good ways to earn money, so that the family can enjoy the wealth and happiness along with it.

Now that there is a way, what else does he have to say, he has to do it!

He was also hoping to find a good deal and save some money for Xiaojing to go to college!

Liu Hongxing also followed closely to support, and said that if necessary, she could really sell her two houses!

In the end, there was only patience left. Zhao Yuying, who was patting the cub to sleep, was silent. Liu Guofu turned his head and looked at his wife eagerly. His little finger disheveled and poked at the soft flesh on her waist.

"What are you looking at me for? I have never stopped you from what you want to do. You don't need to ask my opinion on this matter. I will support you whatever you do. Marry a chicken as a chicken, marry a dog as a dog, it's a big deal to pay for it." Money."

Since she set up her own snack stall at home, Zhao Yuying's wallet has changed significantly.

With money in his pocket, his waist is naturally tough when he speaks.

As for a man, he is capable only if he has to venture a lot. Anyway, Zhao Yuying himself has enough to make a living. If Guofu wants to do it, let him do it. The big deal is to lose some money.

The couple of them have never had a hard time, is it even worse?
So with the consent of the whole family, Liu Guofu ran to his driver friend who worked in the transportation brigade the next morning to inquire about the situation.

And Liu Cuihua, who said in the morning that she was going out to open a shop, clutched her pocket and dragged her daughter, turned around and entered the bank?

"You mean you want a loan? About a hundred thousand?"

The bank teller who was in charge of the reception was dumbfounded when he heard this. He was handling deposits, withdrawals and remittances for everyone at the counter.
"That you...you wait a moment! I'll call our leader!"

So Liu Cuihua and Liu Hongxing were respectfully invited into the leader's office for tea.

"May I ask why you are here for the loan?"

"My family wants to do some logistics business recently, so I want to buy a big truck, and we can use it to pull the goods ourselves."

Because they were talking about such a big deal, Liu Hongxing also deliberately crossed her legs when she spoke, and then beautified the matter a bit, making it bigger.

"Our bank can give loans to big customers, but your amount is really a bit big, so you need to provide some guarantees, such as the house car at home, and also require the lender to have a stable income."

The section chief of the bank explained the loan process and what they needed bit by bit.

The translation roughly means that money can be lent to you, but you have to mortgage something to me, or you can’t afford to pay back so much money, aren’t we losing money?
Liu Cuihua can also understand that when they borrow money from others, they have to see what kind of character that person is, and can they afford the money?People's Bank is right to think so.

So there was no concealment, and the sudden and sudden account of all the property status of his family was clear.

It's just that the bank manager still frowned slightly after listening to it, and Liu Hongxing's heart skipped a beat when he saw it...

"How should I put it, this matter can actually be done, but although you make a lot of money every month, but after all, the business is not stable, so our bank needs you to mortgage two or three sets with me. house."

After listening to it just now, the section chief also has a general understanding of the situation of Liu Cuihua's family. This is a family that doesn't have much wealth but wants to make a lot of money.

Their bank's evaluation of such customers will be a little lower, and the loan requirements will be a little higher, so as to avoid something happening at that time, and it will not end well for both parties.

"The small courtyard you live in now is not very valuable, and you also live in it, so it is not convenient to mortgage her. I suggest that you mortgage the two houses of Baozipu, No. [-] Hospital and Yigao. If If you successfully repay the loan within the repayment period, then there is no problem, but if you still fail to pay, we will sell the mortgaged house and deduct the money that should be given to the bank. I'll give it back to you."

Liu Cuihua was stunned. She didn't expect to have to mortgage so many houses to enter, and the bank would sell their houses if they were not careful!

To be honest, she was still very reluctant.

She has lived for most of her life, and she has been digging food in the fields. When she was old, she bought a small shop for herself, and she was busy every day, and the two houses of Hongxing were reserved for Zaizai. It is used for going to college and getting married, just in case one of them fails...

(End of this chapter)