Emperor Ming's grandson

Chapter 507 Karma
The army of the Ming Dynasty gathered in the north and was ready to fight. Many people wanted to make meritorious deeds. This is where these generals proved their worth. This can be regarded as their destiny.

When these people are preparing to fight, many people are actually constantly busy.

For example, Tianjin Wei continuously receives luggage, food and grass from various places, and needs to transport these food and grass to Weihai Wei, Busan and other places in a timely manner.Once the imperial army captures the coastal city of Koryo, a lot of supplies will have to be transported there.

Da Ming obviously wanted to bring Goryeo into the territory, and it was not enough to just beat them down and teach them a lesson.

In fact, those places are relatively easy to 'govern', and in the final analysis, they also receive the influence of Confucian culture.Even if some places are different, or have been influenced by Mongolian Yuan for a hundred years.But no matter what, there is a certain foundation.

Honestly speaking, places like Koryo are better governed than Japan, which also has a Confucian cultural foundation.After all, in Dongpu, even though the shogunate has been fighting continuously, the authority of the emperor has long been emptied, and there were even two or three emperors at one time.

But the emperor's lineage has never been broken, and the people of Dongying naturally have profound concepts.

Like the Central Plains and Goryeo, many people think that the change of dynasties is normal.It's just that Koryo values ​​the origin and so on. Although there are some rebellions and so on, generally speaking, it is the internal struggle of the ruling class.

In the Central Plains, the princes and generals seem to have kindness at every turn, and it is normal for the people at the bottom to rise up if they can't survive.

There is no need for any turmoil, but some ambitious people may provoke a turmoil.

It is not a good thing to have too many conspirators, especially as an emperor, he definitely doesn't like conspirators.Even a conspirator who seems to be talented sometimes will be deeply rejected by the emperor, and the so-called 'talented' is not necessarily enough.

For example, Yao Guangxiao, it is true to say that there are pretending to be gods and tricks, and it is true to say that there are talents.

But so what, he wanted to prove his dragon slaying skills, Zhu Yunying didn't even bother, he didn't need to rebel.Don't say that talents are buried, and some talents can't be used, so they can only be shelved.

For people like Yao Guangxiao, Zhu Yunying didn't need to care, because he didn't need to rebel, and he didn't need such people to assist him.What he needs are people who can help govern the world well, and what he needs are capable ministers who can make Daming more prosperous and stronger.

Xia Yuanji is a good candidate, this 'bank president' makes Zhu Yunying very satisfied.

Xia Yuanji entered the palace again, and said to Zhu Yunying, "Your Majesty, I think the matter of the bank going to the state capital should be postponed."

Zhu Yunying frowned slightly, a little unhappy, "Oh? If Aiqing has any thoughts, you can tell me."

As the up-and-comer whom Hubu Shangshu Yuxin admired most, Xia Yuanji also knew a characteristic of the emperor.For example, once the emperor calls himself "朕", it means that the emperor is serious, and it can even be said that he is quite unhappy.

Xia Yuanji continued, "Your Majesty, although the bank is currently being developed in the two capitals, and the Shibo Division is also progressing smoothly. But now the bank has also exposed many shortcomings. I think it can only be implemented in the world when it is rectified. The bank is too involved. Big, don't take risks."

Zhu Yunying recognized this, mainly because the matter of the bank is indeed too important, not to mention that it is related to the world's money.It's just a carelessness, and it is very likely that Daming's finances will be a little turbulent, which is something Zhu Yunying can't afford.

So be on the safe side, there is no harm in this, but Zhu Yunying doesn't want to be too steady and delay the implementation.

"Your Majesty, although there are banks that can be exchanged everywhere now, it's just that fraud has also appeared." Xia Yuanji said with a serious expression, "I think the bank needs to be rectified."

The matter of falsification is really something that Zhu Yunying has always been worried about.Even the banknotes and banks of Ming Dynasty are paying attention to anti-counterfeiting, but there are too many "smart people". It's not just that antiques have been counterfeited since ancient times, but also all walks of life have such counterfeiting. .

Zhu Yunying nodded slightly, and said, "Although Daming issued precious banknotes, there are also anti-counterfeiting, but now it's not enough?"

Xia Yuanji said seriously, "Your Majesty, it is enough for the treasure banknotes to be protected from counterfeiting."

Although there are also counterfeit banknotes, it is not easy to counterfeit and the cost is relatively high.The people of the Ming Dynasty Bank and the Ministry of Accounts also have some experience and methods for anti-counterfeiting.

It's just precious money, after all, it's paper money, and it's good to recognize these counterfeit money.Confiscation, punishment, and blows are enough.

The bank's fraud is mainly because there is no such thing as networking.So some people hold bills of exchange and passbooks, which are all fake things, and it is relatively easy to counterfeit these things.

Xia Yuanji didn't care if the emperor was unhappy, and continued, "Your Majesty, corruption has also appeared in the bank."

Zhu Yunying sighed, he knew that this matter would happen sooner or later.After all, the bank is in charge of money, and internal corruption is normal.It is normal for people to die for money. Some people will think of gaining more benefits for themselves when they have power.

No matter how these benefits come from, they don't even care if there is any risk in this way.As long as they can get enough benefits, they can take any risks, and they don't need to care about many things.

Corruption within the bank, this matter obviously needs to be taken seriously, which also reminded Zhu Yunying.

Although it seems that some monitoring has been done now, and a lot of supervision policies have been implemented, but Zhu Yunying still overestimated the hearts of the people.

Xia Yuanji continued, "Your Majesty, there are also banks colluding with unscrupulous merchants. Overvaluation of mortgaged goods and selling mortgaged goods at a low price also happen from time to time."

This is easy to understand. Overestimating the value of the collateral can basically be called a fraudulent loan.Some people can easily earn a lot of money by deliberately selling some collateral at such a low price that the bank can't even get back the money that was originally loaned out.

These seem to be the simplest and most brutal, but they can really be done because those people have 'relationships' and those people have the means.

Zhu Yunying smiled, and then said angrily, "It seems that these things are really interesting. I am cleaning up the administration of officials and severely punishing the lawless. Now the bank that I dominate alone is even better!"

Xia Yuanji immediately knelt down, a little terrified, "I'm guilty."

Zhu Yunying said angrily, "You are guilty, but we don't plan to say more about this matter. Do what you need to do, organize things well, and make good rules. I don't want it to happen again."

In fact, Xia Yuanji also had some grievances. To put it simply, although there were banks and the like in the past, they were not as large as the Imperial Bank.Pay attention to internal corruption and so on. The court naturally thought of these things and made some preparations.

But it is obvious that although many things are prepared, it just doesn't seem to be enough now.

So what we have to do now is naturally to continue to work hard to do some things well. Only when the rules and regulations are established can we avoid such things from happening again.Or as long as such things are done well, it is possible to avoid such things from happening again on a large scale.

Xia Yuanji didn't say much. In fact, part of the reason for his suggestion to delay the establishment of banks in various places was the lack of manpower.

Even if the imperial court is vigorously cultivating, or absorbing some people from some private banks, it just seems to be far from enough.Not having enough people is no small thing, there is enough professionalism in these things.

So I would rather wait a little longer than force the bank to be laid at this time. This is Xia Yuanji's idea.

Although the plan was postponed, Zhu Yunying did not vent his anger on others. After all, Xia Yuanji was also working for the court, so it was relatively reliable.This person does have some abilities, which are worthy of Zhu Yunying's further training and reuse.

As for rewarding Xia Yuanji again, Zhu Yunying didn't do that either.Even if Xia Yuanji seems to have done something, who makes Xia Yuanji not have a particularly big contribution.If the reward becomes cheap, it loses a lot of meaning.

Zhu Yunying was not stingy, but the emperor was actually not particularly generous.

Those who have meritorious deeds must be rewarded, and those who have done wrong must be punished. These are some of Zhu Yunying's ideas.Except for a very small number of people, Zhu Yunying has always followed this way, which seems to have some truth.

After Xia Yuanji's report was over, Chang Mao came to the Hall of Martial Arts, "Your Majesty, the matter of Marquis Huining's occupation of the people's fields has basically been found out. Zhang Wen connives, and most of the crimes are committed by his son. Although there is no murder, It’s just that more than a dozen families lost their land and became tenants. There are also three families who sell their sons and daughters.”

Zhu Yunying's eyes turned cold, and he said, "Hui Ninghou Shizi, abandon the city."

Originally, if it was just to occupy the people's land, after the punishment, the title would be cut off and exiled. This was Zhu Yunying's original strategy.It's just that now it seems that the crimes of those people are even more serious. The first offender, the main offender, will naturally be severely punished.

The prince of Huining Hou will abandon the market, so the fate of some evil slaves or colluding officials, etc., is self-evident.Killing a son of the Marquis is to appease public grievances, and it is to make an example to all nobles, civil and military officials.

Emperor Yingshi did not seem to be as strict as Emperor Hongwu, and it seemed that he was not very willing to kill.But don't overestimate Emperor Yingshi, if he kills someone, he will definitely not show mercy.

Chang Mao took the order, and said immediately, "Your Majesty, after all, Hui Ning Hou has made contributions to the court, although he is not strict in teaching his son"

"Confiscate the title, kill the chief villain, and exile the rest of the family to Lingnan." Zhu Yunying said unceremoniously, "When occupying the people's fields, you don't care about the destruction of other people's families, then go to Lingnan and taste the taste of this evil!"

(End of this chapter)