East Ying Weird Creation

Chapter 7 The gates of hell open at the same time

After listening to Yoshino's words, Satomi trembled all over, clenched his fists, and stared at the other party.

Yoshino straightened up, as if he was going to grab Satomi's collar and pull it up.

"Yoshino-kun,"

Gu Xing stood between the two of them, "Please restrain yourself."

"Who are you?" The tall Yoshino seemed to notice that there was another man here at this time, "What's the matter with you?"

Gu Xing didn't want to cause extra problems, anyway, what awaits the other party is bound to be a more terrifying ending...

Taking out his ID, Gu Xing said, "Excuse me, Gu Xing, Criminal Division, Jing'an Police Department, Lidu City Police Headquarters, is here to perform official duties."

"It turns out to be a plainclothes policeman. Please forgive me. This ID photo is quite old. Please update it in time." Yoshino looked at the ID with a smile on his face, "However, I chatted with the creditor. Breaking the law doesn't interfere with your official duties."

"It's OK to chat,"

Gu Xing nodded, "But if you grab her by the collar and press it against the wall, you will be suspected of intentionally hurting a minor. I just happened to be at the scene again. It seems unreasonable not to go to the police station to find out about this situation. "

Yoshino let go of Satomi's collar, and stared at Gu Xing arrogantly for a while, "Is the policeman a newcomer to the industry, you should be brighter in your tricks, you can't get involved in everything."

He patted Gu Xing on the shoulder, "I am familiar with several police departments in your Jing'an Police Department, how about having a meal and chatting if we have a chance?"

"I'm very happy. But let's forget about today's business."

Yoshino looked at Satomi and patted her face, "Little devil, you are lucky today, but such luck doesn't happen every day. After all,"

Yoshino looked up at Gu Xing, "The policeman also has to live, hahaha..."

After speaking, he laughed and left.

Gu Xing called him to stop.

Yoshino turned his head, "What?"

"I don't know if Yoshino-kun has heard... a word."

"Ok?"

"Maybe late...but retribution will come one day."

Yoshino laughed until tears flowed, and waved at Gu Xing, "Gu Xingjun, another day, another day we can discuss this issue at the dinner table."

Yoshino flicked his windbreaker, walking very chicly.

Gu Xing looked at his back and asked Satomi, "So your family owes a loan shark."

"I owe 1000 million,"

Satomi looked at Gu Xing with an incomprehensible look, "Thank you, let's go, I will return the rice ball money to you later."

After speaking, she couldn't hold back her tears, and staggered into the crowd.

Gu Xing tried to catch up, but was separated by the crowd and lost.

He searched around the park for a long time, and finally in a rather remote alley, he saw Satomi sitting at the base of the wall, hugging her knees and crying bitterly.

"Tell me about that Yoshino and your family,"

Gu Xing handed Satomi a piece of toilet paper, "Maybe I can help."

Satomi looked up, tears streaming down her face.

Seeing that it was Gu Xing, she turned around and continued to sob.

Gu Xing sat cross-legged beside her,

"boom!"

Open a can of coffee and eat the unfinished rice balls just now.

Satomi finally couldn't bear it anymore and turned around, "Why did you agree to have dinner with that kind of guy?"

"Know yourself and know your enemy, and you will win every battle." Gu Xing chewed on the rice ball, "If you want to defeat the enemy, you must first understand the enemy. If you want to defeat the villain, you must first understand what kind of person he is. So—"

"So," Satomi raised his head, "you also think Yoshino is a villain?"

"of course."

"Great!"

Satomi stood up, a little excited, and almost rushed up to hug Gu Xing, "No one has ever stood by my side!"

"Not necessarily, it's just... good people are often not good at it, or dare not express their hearts."

"If you don't dare to stand up to the bad guys, then what's the use of these good guys?"

"Heroes stand out. You shouldn't be too demanding on the good people in this world. It's just that when the heroes stand up, it's enough for the good people to give applause and encouragement,"

Gu Xing took out the rice ball again and handed it to Satomi, "I'm not full just now, eat slowly, and there is coffee."

The sky in Lidu is full of haze, and the lighting depends entirely on the lights between the buildings. There is only one street lamp far away in the alley, and the surrounding area is completely dark.

"I don't understand. If only a hero will stand up, where is the hero? I don't know if I can wait for him when I am still alive..."

In the package of dim street lights, Satomi said while eating a ball:
"My parents died young and I have been raised by my grandma.

In the family, there are four people in total, me, grandma, grandpa with leg problems, and grandma's elder brother, oh, he had a stroke in his early years and has never been cured.

Although our family's life was a bit difficult before, we can barely support it.In terms of income, I have been relying on my grandma to do part-time jobs for others, as a cleaner.

But because I was preparing for university, my grandfather's illness also worsened, and the expenses became tighter. I was often stretched, and I couldn't even pay the rent. "

"In this case,"

Gu Xing thought for a while, "You can try to get a loan from the bank, there is no need to take the risk of borrowing usury."

Rimi shook her head,

"It seems to be because my grandma filed for personal bankruptcy in the early years, and her personal income is not stable, so our family cannot borrow money from formal financial institutions.

Later, grandma found out about a usury company called Xingtian, and got to know Yoshino... Don't look at his fierce look now, at that time, he treated my grandma and everyone in our family with admiration Very polite, almost respectful. "

That's natural, it's not God when you borrow money.Gu Xing thought to himself.

Treat everyone who comes to borrow with the most enthusiastic attitude, which is an unwritten rule in the usury industry in this country.

When the borrower came to borrow money, the entire usury company was filled with a warm and friendly atmosphere.

The loan process is surprisingly simple compared to banks, only requiring the borrower's ID, home address, work address, phone number, and so on.

Of course, there is only one purpose behind this kind of God-like enthusiastic service - to make the borrowers feel at ease and relax their vigilance.When the usury salesmen collected the bills, their faces were ten thousand times more terrifying than imagined.

"Coaxed by Yoshino's rhetoric,"

Satomi went on to say: "Grandma borrowed 5 yen (Japanese for Japanese yen) from Koda Company, but I didn't expect that the actual account was only 3 yen."

"Is this the payment of beheading interest?"

Gu Xing, who has been living in a difficult life for a long time, has also consulted about the usury business, and has a little understanding of the doorway——

The biggest feature of usury in this country is the short-term high interest rate, generally speaking, a cycle of 10 days, and the amount ranges from 1 yen to 5 yen.

The most common interest rates are 10%, 1%, and 3% for 5 days, and the highest annualized interest rate can soar to more than 1800%.It should be known that the law of this country stipulates that the highest annualized interest rate shall not exceed 20%, which shows that usury is really scary.

里美的奶奶的借款到手只有3万円，但借据上肯定是5万円。至于扣除的部分，包括1万5千円的利息和5千円的手续费。

If the weekly interest rate is 30%, but grandma earns less than 5 yen a week, she will have to pay 1.5 yen in interest in the second week. If she fails to pay back the money for two consecutive weeks, Yoshino’s 3 yen principal has been returned. But the 5 principal on the IOU has not been repaid.

As a result, the snowball got bigger and bigger, and borrowers like Granny Satomi would eventually owe huge debts that could not be repaid at all, and would irretrievably fall into the abyss of family ruin.

Just like a saying widely circulated in this industry - the moment the IOU is written, the gates of hell are opened at the same time.

Thinking of this sentence, Gu Xing always felt that there was a small hole in his language style. Sure enough, there was a price to pay for everything?It's really not very auspicious.

"That's right, it's beheading,"

Satomi's tears seemed to have dried up, but her eye sockets were still red.

"But how did I know at the beginning that the beheading clause is hidden in a very hidden place in the contract, and my grandma doesn't know much about it..."

Satomi's grandmother once told her grandfather very naively that if the short-term loan is repaid quickly, the interest rate will not be very high, thinking that in a few days, she will repay the money when she has more money.

Unexpectedly, when repaying the money after a period of time, Yoshino told his grandma that he had to repay 15 yuan at a time.

Satomi gritted her teeth, her eyes were fierce,

"Where does our family have so much money? Grandma collapsed on the ground when she heard this number..."

Although grandma has been working very hard and doing some odd jobs, the money of Satomi's family has not been paid, and the result has been snowballing and getting bigger and bigger, hanging in the air every day, and it is about to kill the whole family. crushed to death.

Yoshino would come to collect debts every day, calling and harassing him day and night. He went to the place where Satomi’s grandma worked to make trouble. lady.Later, it got worse, and once even booked a funeral company to provide door-to-door service.

Of course, if it's only this level, Satomi's grandma can barely hold on.

Until one day, Yoshino went to school to find Satomi, and asked her if she would like to work in the folk industry in the future to help the family pay off the debts... Grandma's spirit finally collapsed completely.

One morning, grandma took Satomi to the relief station and told Satomi:

"Satomi, grandma is going on a long trip, so you can come here after school, okay?"

Speaking of this, Satomi's tears fell again.

Gu Xing handed over a tissue.

Satomi took it, but only held it.

That day, grandma put all her wallets in a newspaper and stuffed them into Satomi's arms. After that, she walked into the relief station and said something to the staff inside, and then left alone.

That afternoon, after returning home from school, Satomi heard that grandma took her grandfather and grandma's brother to the subway station and committed suicide by lying on the rails.

(End of this chapter)