Rebirth of the big era of online games

Chapter 66 The most successful investment is being a house slave

(I took the U disk to my brother-in-law's house and uploaded it...)
"Going out again? When did you come back last night?"

When Fang Jie went out in the morning, he was stopped by his mother Yu Guifen.

She felt that her son's behavior was abnormal recently, and she doubted whether her son was in love, but she could not grasp the evidence.

Fang Jie was ambiguous and said: "Last night, I went to the Internet cafe with my classmates to play for a while. Today is my classmate's birthday, please invite me over."

After glancing at the portfolio in Fang Jie's hand, Yu Guifen still looked suspicious and asked, "What is it in your hand?"

"Learning materials."

Fang Jie was holding the company information in the port area, but he didn't want to explain too much, so he didn't want to make extra troubles.

"Show me?" Yu Guifen still felt that she might have caught some evidence.

Fang Jie was helpless, so he had to open the portfolio in person, and took out a few pages of documents to show his mother: "You can read it yourself. I don't think you can understand the study materials of high school political economy."

Well, Yu Guifen really can't understand it, but at least he is sure that his son "did not lie".

But she was still not reconciled, she turned her head and asked, "You go out too? How come you father and son are busier than me on weekends?"

Fang Wanxing was about to go out right now, with a long bag in his hand.

While changing shoes, Fang Wanxing said, "The leader of the head office's supply and marketing department invited me to go fishing, so I have to accompany me."

As soon as she heard that she was accompanying the leader, Yu Guifen naturally didn't want to say anything, she just muttered, "You father and son, you are busier than me on weekends..."

Fang Jie laughed secretly beside him.

It seems that Dad has started to move, and the "activity funds" are also starting to play a role.

The father and son went out together and went downstairs together, but both of them tacitly did not speak.

Fang Wanxing is a person who needs face very much. It's just a matter of asking his son for money. He will definitely spend his son's money when going out today.

Fang Jie understands the reason, of course, he will not provoke the other party for nothing.

Pretending to be forceful in front of your own father is an idiot.

After going downstairs, when we parted ways on the road, Fang Jie explained: "I will go to the provincial capital with Xia Hao today. If nothing else, the land over there should be able to be negotiated. After the relevant procedures are completed, we will arrive. At that time, I have to trouble Dad to show you, without your help, I'm afraid it will cost you a lot of money."

Fang Wanxing felt very comfortable listening to these words. The embarrassing mood suddenly disappeared, but instead he felt very face.

My son is rich, but I still don't have the skills I have.

In terms of civil engineering infrastructure, that is his expertise. In this regard, whether it is purchasing channels, personnel and equipment, and construction technology, not only is it omnipotent, but also has a wide network of contacts, and it is a matter of greeting to operate.

The key is that what the son said is right. If he handles this matter, he can indeed save a lot of money. The money saved is definitely not only the money from his son, so Fang Wanxing can feel at ease when he thinks about it this way.

Fang Wanxing always felt that he was almost meaningless to take the free night self-study in exchange before, and now he finally has a chance to make up for it.

Thinking of this, in order to ensure that he can "repay the debt", Fang Wanxing, who has never been concerned about details, stood still and asked, "How much do you plan to build your Internet cafe?"

Fang Jie estimated in his heart and replied, "It should be between 200-230."

"Well……"

Fang Wanxing pondered for a while, then said after deliberation: "At present, in the development of civil engineering and real estate, as far as I know, the market price in the provincial capital is basically 800 yuan/square meter, and the actual cost price is about 680/square meter. furnish."

The current housing prices are very "cheap". The price of commercial housing in the school districts in Tongcheng is only about 900/square meter. Unlike later generations, even the housing prices in third- and fourth-tier cities like Tongcheng have generally risen to more than 5000, not to mention provincial capitals. It is said that ordinary lots have to be more than 2.

However, even if it is so cheap, many people still cannot afford it. After all, the salary income is also low, but compared with later generations, buying a house will not require a mortgage for 2 or 30 years, and it can usually be repaid in 5-10 years at most.

Fang Jie didn't interrupt, just listened to his father continue: "I have some connections here, the material fee can be paid at the cost price, and then I will find you a contractor, and the labor is also calculated at the cost...about 600 yuan/square meter can Take it."

When he heard the price, Fang Jie opened his mouth in surprise, thinking that Dad's operation was really awesome!
This is equivalent to saving him 200 yuan per square meter, and 200 square meters is a saving of 40000 yuan!
Moreover, he did not plan to build only one floor of the house. The plan was to build a three-story building. In this way, he saved 12!
You know, this is 2000 in 12, which is almost equivalent to 10 in 60 years!
By the way, in the next 10 or even 20 years, the bank deposit interest rate will always remain at around 3%, while the actual inflation rate is much higher than the bank interest rate, which is about 12% per year, which will lead to a serious excess of monetary liquidity, which has become a One of the reasons for skyrocketing house prices, the bull market and stock market crash of 2007 and 2015.

According to this inflation rate, the bank interest rate should be kept at around 15%, but the state cannot do this, otherwise the state-owned enterprises that have borrowed a lot of money from the bank will not pay the interest at all and can only go bankrupt. However, many private enterprises cannot get low-interest bank loans. With a high interest loan of 20-30%, I still live well...

If you look at a large state-owned enterprise in Shuanglu District, you can see that the current wages cannot be paid in full, and if the bank interest is increased by 12%, it is estimated that it will close in an instant, and many employees have to beg for food.

Therefore, it is absolutely true that "you can make money when you spend money". The more money you save in the bank, the more you lose money. It is better to invest in real estate.

There is also a truth that "if you can find a bank loan, you will never spend your own principal." Many house slaves in later generations may not be very clear. The most successful investment in their life is to become a house slave, because their repayment interest rate is far below the inflation rate...

Of course, this matter is also uncertain. In case the national policy changes one day and the bank raises the interest rate significantly, the feng shui may turn around again, in short, it depends on luck.

Suppressing these distracting thoughts, Fang Jie asked, "If I plan to build a three-story building. How much will it cost?"

Fang Wanxing was stunned at first, as if he did not expect his son's handwriting to be so large, and then smiled again.

"With three floors, the cost will be lower. Because it is still a brick-concrete structure, not a steel frame structure, there are few partition walls and columns, foundation piling is saved, and the partition can be covered with prefabricated boards, so the cost can be reduced. It is estimated that 560 yuan/square meter should be about the same.”

Well, I saved another 40 yuan per square meter. Dad is so powerful!

Fang Jie suddenly felt that in fact, the second generation of officials had nothing to do with it, so he could just let his father go to sea and start his own company to do real estate...

(End of this chapter)