Daming primary school students

Chapter 153 10,000 taels business

Qin Dewei himself was also very surprised by Gu Qiongzhi's sudden arrival.Just like Wang Lianqing never visited the door according to the industry rules, although Gu Qiongzhi knew her address, she never visited the door, and always sent others to spread the word.

If you come here unexpectedly today, something must have happened.

Regardless of Xu Miaoxuan's astonishment, Qin Dewei invited Gu Qiongzhi to sit down in the middle hall, and asked directly: "Madam Gu's sudden visit, what's your business?"

This made Gu Qiongzhi suddenly resentful, and this tone was really a lot worse.Thinking of the recent setbacks, I feel really wronged: "The Jinling Tongcheng Qianye Office refused to accept our Yuanfeng account, saying that we are not doing legitimate business."

The so-called trade associations are collectively referred to as guilds in history textbooks. In this era, every industry and industry has its own guild.

The general role of the trade association is to unify industry behavior, formulate industry standards, deal with government apportionment and taxation, coordinate internal disputes in the industry, and sacrifice to the gods of the industry.

The situation of each guild is different, and there are many. Some guilds have strict internal control, while others are very loose. Moreover, guilds are often prevalent in large cities with developed industries and commerce.

For example, in the ironware industry, every blacksmith shop in the city sells ironware. If a certain company lowers the price to dump, maybe the iron industry office in the city will talk to this company.If you still don't listen, the iron industry office can gather colleagues to smash the shop, and the government may not even take care of it.

Therefore, history textbooks often denounce the feudal guild system for hindering the development of capitalism.

Although Qin Dewei knew some theoretical knowledge, he still didn't understand the reality of the ten years of Jiajing: "We can just run our own bank, why do we have to join the money business?"

Gu Qiongzhi was also speechless, the little man didn't understand this, why did he dare to slap his head into the money business back then?Why did I dare to decide to spend my money to do it together?

"The money industry is very particular about credit, so the money industry office actually has the function of mutual guarantee. Joining the money industry office will give you high credit in the eyes of others, and you can borrow from each other when there is a turnover problem.

Originally, it was just a small business at the beginning, just doing the county government tax and bank business.At the beginning of the year, you said that you could start receiving and lending money, but now it involves a large amount of income and expenditure. If you don’t join the money industry office, how can you win the trust of others and expand your business? "

Qin Dewei actually didn't care whether he joined Qianye Gongsuo or not.

According to his idea, many places in the early stage were modeled after the Shanxi bank in another time and space 300 years later, and made a miniature version of Nanjing City, even the name is very similar. After all, the initial stage should pay attention to adapting to the national conditions, not too acclimatized .

But the next step is to copy the homework of modern European banking history, so let's forget about Qian Yegong, Qin Dewei really doesn't have much interest.

Qin Dewei was just curious, "Then why doesn't the Qianye Office accept our Yuanfeng account?"

Gu Qiongzhi replied: "The managers of the Qianye Office have spoken, let us hand over the business of paying taxes by bank notes to the peers for public discussion, and we must confirm whether this is in compliance with the agreement, and then make a decision."

Qin Dewei clapped the case and said, "This is a dream!"

Everyone knows Sima Zhao's heart.The intention of the Qianye Office is to ask Yuanfeng to hand over the bank notes for tax deduction as a unique business, and then come together with them, but this is impossible.

Although the profit is not much, the cash is still collected in the government in the end, but the purpose of this business is not to make a profit, but to use the government's endorsement to create demand scenarios, cultivate usage habits, and promote the circulation and popularity of the bank notes. .

In the prosperous Jiangning County, there are hundreds of shops and tens of thousands of government buildings that need to pay rent, which are very good channels for drainage.

"If you don't join, don't join. How will it affect us?" Qin Dewei has never asked much about the specific operation, and at this time, Gu Niangzi needs to provide information.

Gu Qiongzhi explained: "For example, with our current capital, we dare not put out a single sum of several hundred taels of silver, and others dare not even deposit a few dozen taels of silver with us to issue invoices.

But if you join the Qianye Public Office and your peers jointly guarantee, the above problems will not be a problem. "

Qin Dewei understands that Yuanfenghao's own strength is not enough to meet the market demand, so it needs to rely on the credit endorsement provided by the industry. "If you don't join the Qianye Office and just rely on capital to deal with it, how much capital do you think you need?"

"Add at least 10,000 taels." Gu Qiongzhi reported a huge number, which is the value of the credit endorsement provided by the entire Qianye Corporation.

"10,000 taels? Then leave it to me!" Qin Dewei took care of the matter without any embarrassment.

With the sound of "Dang Clang", Xu Miaoxuan was next to her, holding a teacup and putting it on the table. When she heard this, she couldn't help shaking her hand, and the teacup slammed on the table.

Just now she listened silently for a while, but found that she didn't understand anything, and then went out to prepare tea.As a result, when he came back to serve tea, he heard Qin Dewei say "10,000 taels".

Judging by Xiao Langjun's tone, it seems that 10,000 taels is the same thing.But that's 10,000 taels of silver, almost enough to feed a thousand ordinary families in Nanjing City for a year!

She originally thought that she already knew Qin Dewei very well, knew that he was a literary prodigy, and knew that his reading talent was also good, but she didn't expect that there was a side that she didn't know at all.

Taking advantage of this episode, Gu Qiongzhi finally asked a question that had been held back for a long time: "Is this the new maid?"

Xu Miaoxuan glared at her immediately, but Gu Qiongzhi didn't intend to be rude, she just saw that Xu Miaoxuan's clothes were plain and inappropriate, so she judged so.

Qin Dewei quickly denied it: "No, no! The female gentleman you invited is here to help with your homework!"

Gu Qiongzhi is someone who has experienced it, so there is no way he can't see the situation of men and women.The female gentleman will also help serve tea and pour water?What happened to the clothes in the basin by the well?I'm afraid it's not the female gentleman who has already rolled the sheets, right?

I have suffered so much grievance outside, but the damn little man is teasing me at home, and since the beginning of the year, I haven't teased myself much, he must have changed his mind
After thinking about it, Gu Niangzi burst into tears.

Qin Dewei was confused, what's going on?

Gu Qiongzhi wiped away tears and said: "I went to Qian Yegong's office just now to look for those management theories, and they molested me together! I wanted to swallow my anger, but I still couldn't help it, I just can't get angry now!"

Qin Dewei suddenly realized, no wonder Mrs. Gu came to the door suddenly, instead of sending someone to pass on a message, or she was wronged and wanted to come over in person to ask for comfort.

The bright and beautiful young woman was weeping and sobbing. It was really pear blossoms and rain. I felt pity for it. Xu Miaoxuan, who began to forcibly assume the mentality of the hostess, only felt that she had a toothache.

This damned little man, why are the women he knows so hard to deal with? The business of 10,000 taels of silver is very scary, and then he will cry as soon as he talks about it, even Baisteel can't stand it.

It is estimated that the so-called "being molested" is not that serious, but Xu Miaoxuan is not stupid, she must not expose it, and she has to act virtuously to help appease the female guests and make trouble.

　The monthly pass is still a little short, there are about dozens of them, and it’s the last day, please help me make up!

　　
　
(End of this chapter)