Countercurrent 1982

Chapter 734 Field Trips
"8~10% annual interest rate..." He Qiang seemed a little moved when he heard this.

As the branch president sent by BJ's headquarters, Xu Qiang can serve as a cadre of such a level at the age of less than 30 years old. In fact, he is also controversial within the unit.

The main reason why Xu Qiang was able to succeed in the end was because he dared to make a relatively high performance promise to the headquarters. In the first year of ICBC's entry into Daxing, it will achieve a performance of 1 million in loans and 800 million in savings. It was only after making a written promise that the top management of the bank finally made up their mind to reuse him.

However, after He Qiang came to Daxing branch a few years later, the business development was not very smooth. The main reason was that the Agricultural Bank of China and China Construction Bank had been in business for many years, and all local enterprises and depositors had been fully absorbed by these two banks, so He Qiang wanted to complete the business. It is not an easy task to make a performance commitment to the headquarters, especially under the same storage rate stipulated by the state, He Qiang does not have any good cards to play.

And if Duan Yun can really take out a loan of 1000 million this time and repay it at such a high interest rate, then he has fulfilled this year's performance requirements in one go, and Duan Yun also promised to open an account with their bank in the future. The temptation for He Qiang is very great.

However, according to the normal loan regulations, it is impossible for Duan Yun to borrow 1000 million yuan at a time. Although He Qiang, as the president, has the right to grant him such a large amount of money, the risk is too great. Once Duan Yun suffers a loss in business , if the money cannot be repaid on time, the loan issued in violation of regulations will become a bad debt, and if the superiors pursue it, then He Qiang will not only face simple dismissal and suspension of pay, but will be imprisoned. The risk is simply too great.

"Manager He, it seems that you don't have much confidence in our electronics factory." Duan Yun also saw He Qiang's doubts at this time, so he continued: "It's better to do this, if you are not busy now, I can take You go to visit our factory, maybe you will change your mind."

"To visit your factory?" He Qiang was startled when he heard this.

"I drove here, and it won't delay you for too long. If the situation of our electronics factory is not satisfactory to you, you can still refuse the loan." Duan Yun said with a smile.

"Okay!" He Qiang nodded.

He Qiang is also under a lot of pressure now. This loan matter is an opportunity for Duan Yun, and it is also a very important opportunity for He Qiang himself, especially at the moment when it is difficult to expand business. a way out.

Then the two got up and left the reception room, and went to Duan Yun's Tianyin Electronics Factory by car together.

Sitting in the car, He Qiang didn't say much. He was obviously thinking about something, mainly the feasibility of borrowing Duan Yun's money.

There will never be a good thing in the sky, and the business that is sure to make money will not be delivered to your door. The profit is always proportional to the risk. If you make the right bet, He Qiang will be the president of the Daxing branch. However, if Duan Yun does not keep his word, or absconds with the money, it will be a nightmare waiting for He Qiang.

Half an hour later, He Qiang finally came to the electronics factory where Duan Yun was located.

Walking down from the car, He Qiang couldn't help but feel his eyes light up when he saw the freshly painted factory building and office area in front of him.

He Qiang is the first batch of college students to graduate after the resumption of the college entrance examination in China. He has also worked in some related financial fields before, and has also been to some domestic private companies.

However, He Qiang has a bad impression of domestic private enterprises. Many private enterprises basically have dilapidated factories, simple equipment, and small production scale. They basically belong to the production mode of small workshops.

But Duan Yun's Tianyin Electronics Factory made He Qiang feel a little unusual. The two guards standing at the gate of the factory were neatly dressed, their backs straight, and the factory area was also very clean. Compared with some state-owned factories, the environment is much better.

Duan Yun led He Qiang to the workshop first. At this time, the workers on the morning shift were busy. The windows in the workshop were clear and clean, and the floor was also very clean. All the workers wore uniform uniforms, and they looked very tense and orderly at first glance.

Xu Qiang is a careful person. From time to time, he asked the workers in the factory about their situation, and then looked at the products produced by their factory. His eyes flickered, as if he was thinking about something.

After leaving the workshop, the two looked at the warehouse again. At this time, there were still hundreds of sets of speakers that had not been delivered, and the workers inside were packing and sorting them.

After coming out of the warehouse, Duan Yun led him to the office area.

"Hello, Manager Duan!" As soon as the two of them entered the office area, Zhang Xiulan, who was talking with merchants in the reception room at the entrance, saw the people brought by Duan Yun approaching, and immediately greeted them with a smile.

"Xiao Zhang, this is Comrade Xu Qiang, the president of Daxing Industrial and Commercial Bank of China. He wants to visit our factory. You are responsible for introducing the products to him." Zhang Xiulan said.

"Okay, it just so happened that three more merchants came this morning, and I'm about to introduce products to them." Zhang Xiulan said with a smile.

"Okay, let's start then." Duan Yun nodded and said.

Next, under the leadership of Zhang Xiulan, Duan Yun, He Qiang, and three foreign businessmen who came to visit the factory came to the audition room together.

Today's audition room has been modified by Duan Yun many times, and the sound and light has been improved to a higher level, and the auditory and visual effects are even more shocking.

He Qiang is not an audiophile. The speaker in his impression is nothing more than a loudspeaker, which has a higher volume and power than ordinary tape recorders. Apart from that, he doesn’t think there is anything special about this kind of thing. something special.

However, this experience in the audition room deeply shocked He Qiang.

As the curtains were drawn, the music sounded, and the light effects on the four walls were like howling winds, raging waves, and erupting volcanoes. The super sound effects of the four-sided stereo subwoofer made He Qiang instantly feel like he was in a wild place. In the nature, the heartbeat suddenly accelerates, and the pores of the scalp and the whole body feel tingling. This feeling is exciting and exciting!
So much so that after listening to a piece of music, He Qiang and the other three out-of-town dealers hadn't recovered for a while, which shows how shocking the piece of music was just listening to them.

"The speaker in your factory is really powerful!" After a while, He Qiang gave Duan Yun a thumbs up and said in approval.

"If Manager He likes it, I can give you two newly produced speakers for trial listening." Duan Yun said with a smile.

"This is impossible!" He Qiang shook his head like a drum when he heard the words, and then he said with a smile: "We all follow the rules, so don't try to bribe me with any crooked ways."

(End of this chapter)