Imagine the world

The business department of Huanxiang Industrial Bank's head office implements an eight-hour working system, but the first half hour and the last half hour are the bank's internal work preparation and accounting time, and the service window is actually open to the outside world for seven hours a day.

The good news is that the external service window for exchanging gold coins is always on duty during holidays, mainly for the convenience of the masses!
If the exchange working time is only seven hours a day, based on a thousand hours, it is not the 42 days that Sauron originally estimated, but 140 three days, which lasts nearly five months!

Having seen through the other party's procrastination, but did not expect them to be so procrastinating, Ms. Suo Luolun immediately made a serious representation and asked the staff to work overtime.

Hai Lanzhu didn't refuse the request, but she didn't agree on the spot either.The reason is simple. Huanxiang Country is a country that pays great attention to the rights and interests of laborers. It is not that employees cannot work overtime, but they cannot work overtime without planning and preparation.

How to work overtime according to customer requirements?Is it possible to work 24 hours a day for more than 40 days?This is obviously unrealistic!It has to be planned and arranged by the bank.

Especially for the position of operating a radiation detector, because of the radiation dose problem, the accumulated daily work shall not exceed four hours, and there is a special post allowance.Its overtime staff is not easy to arrange, and today even the president went to work in person!
If the two detectors work continuously according to Soloren's requirements, twelve inspectors will have to be arranged every day, while the business department of the head office is only equipped with one full-time inspector and one part-time inspector on holidays.

Increase the number of staff and work overtime outside working hours, if the employees are willing.The banks can organize mobilization and make reasonable arrangements, but it is definitely too late today.

On the other hand, this will also greatly increase the cost, and the relevant expenses should be borne by the customer who made the request, that is, Soloren, because this is an additional service provided by the bank.

Hai Lanzhu's attitude is very clear, the exchange service during normal business hours is free, but this kind of overtime service with special requirements needs to charge additional service fees.

As for how much this fee is per day, it needs to be calculated and determined in detail.

Hai Lanzhu suggested that Suo Luolun come back at 08 o'clock sharp tomorrow morning, because the bank goes to work at 30:[-] and the exchange window opens at [-] o'clock.At that time, the bank will give a quotation, and if Soloren agrees and confirms, the continuous overtime mode will be started.

On this day, Sauron took out a total of [-] gold coins, signed and confirmed, and was finally sent away by the bank.

The first round of tentative confrontation ended that afternoon, Sauron did not wait until [-] o'clock in the morning of the next day, but took the lead in launching the attack in the evening of that year, according to the plan that had been prepared.

At around [-] o'clock that night, one day the news was quickly topped by many media platforms. The speed of dissemination and fermentation was obviously impossible without human manipulation, which immediately shocked the international financial circles.

The news is accompanied by detailed photos and live videos, but after careful editing, the focus is on one thing——

On behalf of Xinxiang Hezhong Bank, Ms. Suo Luolun went to Huanxiang Industrial Bank to exchange for 1000 million physical gold coins, but only [-] were exchanged!
Based on this, Sauron and other personnel at the scene questioned whether Huanxiang Industry has the ability to cash in gold coins?

Throwing a stone into a thousand waves, throwing ice into a boiling oil pan, throwing sodium into a clean water pool, in short, public opinion exploded.In the process of reposting and applying the news, all kinds of horrifying and exaggerated headlines continued, giving people the feeling that Huanxiang Industry only has [-] physical gold coins.

There is one detail that needs to be paid attention to. The object of Suo Luolun's questioning is not only Huanxiang Industrial Bank, but directly to Huanxiang Industrial Bank.

Huanxiang Industrial Bank is just a subsidiary of Huanxiang Industrial Group. It is Huanxiang Industrial that uses Chunrong Pill to guarantee the purchasing power of the digital Huanxiang Coin. So Luo Lun wants to force Huanxiang Industrial Group to negotiate.

Huanxiang Industrial responded quickly, and immediately issued an announcement stating that Huanxiang Industrial Bank has sufficient payment capabilities.

Just releasing such an announcement may not be very effective, but Huanxiang Industry has also made another decision, which has attracted almost everyone's attention, which is to start a global live broadcast starting at [-]:[-] tomorrow morning!
Huanxiang Industrial Bank not only has gold coins, but also exchanges gold coins on the spot for the whole world to witness.

At the same time, Huanxiang Industry also released all the negotiation and exchange records yesterday afternoon on the media platform, including every word that everyone said.

It needs to be emphasized that Soloren's "cash withdrawal" is not a bank transfer, otherwise it can be done in a few seconds. This is equivalent to withdrawing cash, and there must be a physical verification process.

Thirty thousand Huanxiang gold coins are equivalent to 1.5 million Silla dollars based on the latest market price. Which bank window can order 5000 million Silla dollars in cash in one afternoon?Which bank dares to say that this efficiency is low, it is already a world record!

The public's emotions have been completely ignited, and everyone is looking forward to tomorrow's live broadcast, which is something new that has never existed since ancient times.Isn't it just a way of maximizing traffic? Sauron will do it, and Huazhenxing will do it too!
At nine o'clock in the morning of the next day, Suo Luolun and his party appeared in the sales department of the head office, and the global live broadcast arranged by Huanxiang Industry began.

Soloren once again lodged stern representations, arguing that this violated customer privacy.The bank replied that under normal circumstances, Huanxiang Industrial Bank would protect the privacy of its customers, but this is no longer the normal situation.

Last night, Soloren took the lead in breaking the news to the media, actively releasing photos and videos of the scene, so the so-called privacy no longer exists.Their news distorts and misleads the facts, and the bank has the responsibility to prove and clarify.

Hai Lanzhu also took out a written document and told the other party that the exchange is free during seven hours of normal working hours.If the staff is required to work overtime, during overtime hours, additional service fees will be charged.

The charging standard is [-]/[-]. For convenience, it is calculated by Huanxiang coins. For every thousand Huanxiang coins exchanged, the bank charges a handling fee of [-] Huanxiang coins.

Sauron's side finally approved this condition, and submitted an application for overtime exchange... The entire process above was also broadcast live, and the 24-hour uninterrupted exchange work was also started.

The process of exchanging gold coins was mechanical and boring. The bank dispatched six shifts of staff, one shift every four hours, to repeat the same task. This may be the most tedious live broadcast in the world.

But it turns out that there are far more boring people in the world than imagined. Countless people are paying attention to and watching this live broadcast, and the number of people online has remained stable at the order of tens of millions.

At the end of the day, the cumulative number of viewers has already exceeded [-] million. Some people will watch the live broadcast whenever they have time.

This is not fake data made by the platform, but the real number of online and viewers, and as the incident spreads and ferments, the number of viewers is still rising.

Everyone saw the golden coins being taken out continuously like flowing water, and they seemed to have an inexplicable sense of satisfaction. They wanted to look at them when they were eating and when they were sleeping, and they couldn't help but take a look.

At 24:24 the next day, after a full 170 hours, the bank cashed out [-] gold coins, and collected [-] gold coins as a handling fee. The work efficiency was extremely precise.

After returning to the hotel to rest, Sauron came to the scene again, and signed for confirmation impatiently. She wanted to comment on the bank's work efficiency, but it was difficult to speak in front of the live camera.

The counter window of a bank can check out gold coins equivalent to 12 billion Silla cash in one day. Who can say that it is slow?

Yun Mo asked Sauron very intimately, what to do with the 24 gold coins at the scene?Banks can provide safekeeping services and charge certain safekeeping fees.

[-] tons of gold, with the dozen or so people brought by Sauron alone, it would definitely not be able to be dragged away with suitcases.

Sauron flatly refused!Are you kidding, take it out from the bank, and entrust the bank to keep it, is the cycle endless?
She hired a transportation company, handled air consignment at a high price and purchased huge insurance, and caught the same day's flight to transport the gold to Brussels.She booked the same transportation service every day for a total of ten days.

Why not 42 days?This also represents Sauron's judgment that Huanxiang Industry can raise no more than [-] tons of gold within the territory.

Soloren didn't sit stupidly in the lobby of the sales department either. She returned to Brussels on the same plane, waiting for the news that Huanxiang Industry requested negotiation.The news did not arrive, but the climax triggered by the live broadcast was wave after wave.

The boring live broadcast has lasted for a week, and the highest number of concurrent online users has exceeded 5000 million. According to incomplete statistics, more than [-] million people around the world have watched the live broadcast at least once.

This may be the most expensive live broadcast ever. The real gold is rolling in. Every day, [-] tons of gold coins are moved out of the bank and airlifted to Brussels.

From the third day of the live broadcast, Huanxiang Industrial has used animation subtitles, scrolling bullet screens, in-picture pop-up windows, and voice-overs to promote various businesses and related links in multiple languages.

This looked very enticing, and immediately various agencies came to consult the advertising business.Huanxiang Industry took advantage of the trend and launched an advertising package to undertake various forms of global advertising. The lowest-paid items in the package can be called sky-high prices.

Afterwards, some people estimated that the total advertising revenue of this live broadcast was at least one billion Xinluo.

If you study this advertising package, you will find that its quotation period lasts until the second day of No.40 of the live broadcast.Since Huanxiang Industry dared to make such a quotation, it also showed that it was absolutely sure to pay all the gold.

The live broadcast that attracts the attention of the whole world is still going on, and the number of simultaneous online and daily viewers continues to hit new highs, but the senior executives of Soloren and Xinxiang United Bank in Brussels, who are far away in Brussels, can't sit still.

On the tenth day of the live broadcast, the payment of gold coins showed no sign of stagnation. The plenipotentiary representative of Xinxiang Bank, Suo Luolun, flew back to Port Fiso from Brussels, and contacted Hai Lanzhu privately to ask for negotiations.

There is no other reason, the total weight of the gold coins that have been exchanged is about to reach [-] tons, which is the limit estimated by Sauron in advance.

Xinxiang Bank's Huanxiang Coin is not its own assets, and most of it comes from depositors' deposits.Because many deposits have not yet matured, Xinxiang Bank has a large number of short-term positions.

However, the purpose of Xinxiang Bank's run was not to withdraw 1000 million gold coins, but to force Huanxiang Industrial to negotiate and agree to the conditions set by it.

In their judgment, Huan Xiang Industrial Bank could not afford so much gold at all.However, the development of the situation was unexpected. Huanxiang Industrial Bank promised to pay the full amount, and even held a global live broadcast.

If all 1000 million gold coins are really withdrawn, Xinxiang Hezhong Bank itself will be in trouble. What will it use to pay depositors' due deposits?There will also be a liquidity crisis of its own.

On the surface, it seems that there is no problem of loss, because it has shipped the physical gold coins, and the deposit can be paid with gold coins, but can the customer agree?

After the global live broadcast started, large depositors have come to Xinxiang Bank and asked whether their deposits are safe and can they withdraw when they are due?The other party made it very clear that they only accept digital Huanxiang coins, not physical gold coins.

The digital Huanxiang coin has the same value as the physical gold coin, and both can be used to pay for the purchase of Chunrong Dan, but the way of use and the degree of convenience are worlds apart.

If you use digital Huanxiang currency, you can do it with a simple transfer at home.If you use physical gold coins, you have to get the gold coins from Brussels first, and then take the gold coins to the Port of Fiso to deliver them.

This is not only time-consuming, high cost, complicated process, but also full of various uncertain risks.

More importantly, this involves credit issues. The customer's deposit is a digital Huanxiang currency, and the bank should also pay the digital Huanxiang currency after maturity.

Therefore, Xinxiang Bank decided to admit it. The limit of their internal risk control calculations is to withdraw 300 million gold coins, about 1000 tons of physical gold, and it is absolutely impossible to withdraw all [-] million gold coins.

Seeing that the amount of gold to be cashed was approaching this limit, Soloren said that he could stop the cashing, but on the surface he made a very high gesture. The statement was in response to the request of Huanxiang Industrial Bank, trusting the credit of the other party, and reducing the pressure on the other party .

But Sauron was hit in the face. Huanxiang Industrial Bank stated that the redemption cannot be stopped, saying that if 1000 million gold coins are withdrawn, 1000 million gold coins must be withdrawn!
Hai Lanzhu once sincerely begged Suo Luolun not to take out all of them at once, which would reduce the burden and pressure on the bank, but Suo Luolun flatly rejected this suggestion at the beginning... This is clearly recorded.

In view of this, the 1000 million digital Huanxiang coins have been cancelled, and the total global circulation of digital Huanxiang coins has been reduced from 500 million to 500 million.

Now Sauron couldn't stop even if she wanted to. She had to accept the 1000 million physical gold coins under the witness of the global live broadcast.This time, Huanxiang Industrial Bank's attitude was very tough, and there was no room for maneuver.

What made Xinxiang Bank even more passive was that the negotiation process and final results were also publicly reported by Huanxiangguo's official media.Well now, the whole world knows what kind of situation Xinxiang United Bank will face.

If Xinxiang Bank does not want to default on depositors, there is only one way to buy digital Huanxiang coins through the international trading market to pay depositors for withdrawals.

However, after the 1000 million digital Huanxiang coins are canceled, the total global circulation is only 500 million. As long as the holders do not sell it, this is obviously an impossible task!
There is only one last way left for Xinxiang Bank, please Huanxiang Industrial Bank for help.For example, return the physical gold coins that have been withdrawn, and at the same time add a price, requesting Huanxiang Industrial Bank to issue 1000 million more digital Huanxiang coins to it.

This is completely feasible in theory, but why does Huanxiang Industrial Bank help it?Zhang San originally wanted to kill Li Si, but in the end he asked Li Si to save his life, so why did Li Si agree?

Soloren was dismissed by Lightspeed after the negotiation failed. The run on Xinxiang Bank became an international joke, and the vigorous live broadcast continued.

Xinxiang United Bank has replaced a new plenipotentiary and hurried to Port Fiso, Lord Rothschild.

When Rothschild came to the business department of Huanxiang Industrial Bank's head office, he saw an amazing sight.

The sidewalk here is very wide, and there is a long queue along the sidewalk. There are many policemen maintaining order, and many staff are distributing souvenirs and various promotional materials.

After the live broadcast started, many people were no longer satisfied with watching it online, and rushed to the scene to join in the fun.Some people claim that they are here to do business, and the bank cannot refuse customers to enter the lobby of the sales department.

But what if there are too many people here?Fiso Port took advantage of the opportunity to launch a tourism project. The bank opened a separate door, and pulled out a barrier in the corner of the lobby to set up a tour entrance and exit.

Everyone queues up and walks in one direction. You can visit the gold coin exchange site at close range, but you are not allowed to stay at the site. You have to go in and out quickly under the command of the staff... As a result, countless tourists are attracted, and they line up along the sidewalk to several streets. outside.

Many people also came to do the live broadcast. To enter the bank, you have to go through security checks and no noise is allowed, but the live broadcast equipment can be brought in... It takes only a few seconds to get a close-up shot of the exchange scene, but many people never get tired of it.

Some people also came here to exchange gold coins. Huanxiang Industrial Bank had to issue an announcement: the exchange window of the business department of the head office only accepts Xinxiang Hezhong Bank for the time being, and the business department of another branch not far away is also responsible for the exchange business.

So a lot of people went there again to do live broadcasts, such as exchanging a gold coin on the spot...

The flights landing at Rothschild Airport are full every day. With so many people pouring into Port Fiso, of course it is impossible to do just one thing, and it has also greatly promoted the tourism and surrounding industries of Huanxiang Country.

Huanxiangguo officials took advantage of the situation and sent a large number of staff. While maintaining order on the scene, they presented various introduction materials and souvenirs, and recommended various local tourism projects, special products and services, etc.

Some departments even sent out employment promotional materials in an attempt to attract qualified foreign tourists to stay and work.Huanxiang Country is still in the process of construction and still needs to absorb a large number of talents.

After the vigorous live broadcast lasted for 42 days, it finally ended successfully.Huanxiangguo has earned enough attention and benefits, and even gained a huge reputation.

Huanxiang Industrial Bank cashed 1000 million physical gold coins on the spot, and the credit is indestructible!

What about the counterparty Xinxiang United Bank?It actually didn't go bankrupt, it just went through a reorganization.

When Rochaide came, Hua Zhenxing still saved face and received him personally as Feng Zibin.Compared with the world-renowned live broadcast, the negotiation process between the two parties is not humane.

At the end of the live broadcast, Huanxiang Industrial Bank announced that after canceling 1000 million digital Huanxiang coins, it will issue another 500 million digital Huanxiang coins, bringing its total global circulation to 5000 million.

Among them, 1000 million pieces are targeted capital injection to Xinxiang Hezhong Bank. Through this method and a series of other agreements, Huanxiang Industrial Bank became the controlling shareholder of Xinxiang Hezhong Bank and acquired the bank.

As for the 1000 million physical gold coins withdrawn by Xinxiang United Bank, they are still the bank's assets and are stored in the vault in Brussels.

As a holding subsidiary of Huanxiang Industrial Bank, Xinxiang Hezhong Bank will also provide physical gold coin exchange business, becoming its first overseas exchange institution.

All of this was negotiated within a very short period of time, and it was approved by the Beli country before it was officially announced to the outside world.Xinxiang Hezhong Bank originally wanted to play the idea of ​​Huanxiang Industry, but it ended up losing itself.

Huanxiang Industrial Bank has taken advantage of the opportunity to have the largest overseas platform for digital Huanxiang currency business.

After everything was settled, and before Rothschild left Fiso Port, he had another private conversation with Hua Zhenxing, which was held in the Luohu Wetland Jingfeng Building not far from Rothschild Airport.

Jingfeng Tower, formerly known as Jingfeng Tower, is the unified name for the center of the Jingchen Luo Dharma Formation built in various places.Not long ago, Mr. Feng took a walk in Huanxiang Country, and Hua Zhenxing took advantage of the situation and changed his name to Jingfenglou.

Rothschild gently shook the goblet in his hand, and said with a sad expression: "Xiao Hua, thank you for your mercy this time, for not letting me go bankrupt."

The main problems encountered by Xinxiang Hezhong Bank this time were the collapse of reputation and liquidity crisis, and finally had to sell themselves for help.Although the relevant people suffered heavy losses, the problems were all caused by themselves and had nothing to do with Huazhenxing.

Hua Zhenxing did not go after him to death, and Rothschild himself did not go bankrupt because of this.

Holding his teacup, Hua Zhenxing shook his head and said, "Lao Luo, you should understand me. I never earn money that shouldn't belong to me, and don't plunder wealth that shouldn't belong to me.

I have no malice towards you, and no reason for revenge.Because the exchange behavior of Xinxiang Bank is a reasonable request in my opinion, and you have not done anything wrong in this matter. "

Rothschild: "Oh, why?"

Hua Zhenxing: "Because I'm not you! I told you that I don't reject finance, nor do I dislike capital. I only care about how they are owned and used, such as in whose hands and for what purpose?
Huanxiang Industrial Bank has made an exchange promise, and it is only natural for you to come to your door to ask for an exchange. This is the simplest morality in the world.

Not to mention 1000 million gold coins, even if you collect all the issued Huanxiang coins and ask to exchange them for gold coins, there is nothing to blame. "

Rothschild: "So where did we go wrong?"

Rothschild himself is a successful financier, so how can he not know what operational mistakes Xinxiang Bank made this time?The most important reason is that he misjudged the amount of physical gold coins that Huanxiang Industrial Bank reserves.

Rothschild understood, and of course Hua Zhenxing also understood, so what he asked was obviously not this kind of technical question.

Hua Zhenxing: "Doctor Luo, you are a good person, otherwise we wouldn't be sitting here today. Seeing you today reminds me of a question I asked my elders when I was young. Are there any good people in the gang?"

Your fault does not lie in internal risk control, nor does it lie in misjudgment.Because in another situation, if the opponent is not me, your operation may be successful.

But what if it succeeds?You can only succeed if your opponent fails to fulfill your promise, which itself is based on lies and deceit.

You have come to ask for gold coins, but your purpose is not to exchange gold coins at all.You just want to plunder wealth that does not belong to you, and use your powerful position to seek an unfair deal.

The simplest truth in the world is that you did not mine the gold, you did not produce the Chunrong Pill, and even those Huanxiang coins were not your own, but you wanted to take them all away.

Don't you think there's nothing wrong with that? "

Rothschild was silent for a long time, and then asked again: "You just said that even if someone brings all the Huanxiang coins, you can exchange them for gold coins. Is that true?"

Hua Zhenxing nodded and said, "It's true."

Rothschild: "Where do you get so much gold?"

Huazhenxing actually prepared the full amount of physical gold coins for the issued digital Huanxiang coins.In the eyes of the modern financier, this is simply stupid and completely unnecessary.

But he forgot that the Huanxiang coin issued by Huazhen Bank is not a virtual currency in essence, nor even a currency. It is just a certificate of ownership of physical gold coins, which can be traded and transferred.

Since it is the proof of possession of physical gold coins, Huazhenhang has issued as many digital Huanxiang coins as there are physical gold coins from the very beginning.

The so-called high-level people in the international financial world have always claimed to be elites with the highest IQ, but this group of people who thought they were the smartest lost to Hua Zhenxing, a "pure fool".

The reason why Xinxiang Hezhong Bank dared to operate like this is also based on reasonable judgment.A country's gold reserves, including the amount of physical gold that a financial institution may own, can be estimated.

When they started, they also expected that Huanxiang Industry might purchase gold urgently through the international market, so they also prepared corresponding warehouse receipts in major gold exchanges to deal with it, and had other countermeasures.

But this kind of thing didn't happen. Huanxiang Industrial Bank shipped the full amount of gold coins directly from the warehouse, so the source of these gold became a mystery.

Hua Zhenxing said with a smile: "This is a secret!"

Where did all this gold come from?I would also like to thank Mr. Ding Qi for his gift back then.

Ding Qi discovered a gold mine not far from the Gate of Shenyin, but due to the chaotic situation in Jili Kingdom at that time, Hua Zhenxing did not mine it.He also entrusted several old people to set up a magic circle to cover up the hole that Teacher Ding opened.

No mining does not mean no exploration, and Mo Shangtong is personally responsible for the follow-up exploration.According to his old man's estimate, the total reserves of this gold mine are as high as several thousand tons.

To this day, Huazhen Bank has not carried out modern industrial mining of the gold mine.

Back then, several old people assigned him a task through the "system", which was to refine pure gold equal to his own body, which was more than a ton!Hua Zhenxing completed this task.

At that time, Hua Zhenxing only had three realms of cultivation, and the purpose of the old people was to let him sharpen and refine his spiritual consciousness.

Hua Zhenxing is now the chief mentor of Yang Yuangu, and he will use the same method to sharpen his disciples.It is not required for ordinary Yangyuangu disciples to be able to do what he did back then, but each person can refine dozens of kilograms, right?

How many disciples above three realms does Yang Yuangu have now?Let alone 10,000+!

In fact, not only the disciples of the three realms, but even the monks of the four realms can continue to sharpen their spiritual consciousness in this way. This is not only the process of cultivation, but also the completion of the homework of the sect.

Not all disciples have the opportunity to receive this kind of homework, only a few core disciples have this qualification, and they don't know about the gold mine, they just received the ore from the instructor, and they were ordered not to disclose it to the outside world.

As for the tasks of mining and distributing ores, they were all completed by Dacheng monks in the sect.

In fact, hundreds of tons to thousands of tons of gold are very small in size, and scattered gold is even more inconspicuous.It's hard for outsiders to imagine that Yangyuangu has refined so much, even the ordinary disciples of Yangyuangu don't know.

What to do with so much gold?A small part is used to make gold coins to distribute benefits to the disciples in the sect, and then becomes the common currency of the monthly stall. Of course, most of them have to be sold for money to buy what they need.

However, it is more troublesome to export gold directly, and there are still a series of issues such as transportation, customs declaration, testing, and policies of various countries.So Huazhenxing was inspired by the physical gold coin, and simply issued the digital Huanxiang coin.

In his simple idea, if someone asks for exchange with Huanxiang coins, it is equivalent to buying gold and solving a series of problems by themselves.

If Hua Zhenxing told Rothschild that his original purpose was to simplify and save trouble, would Rothschild believe it?

**